Money Goals, FIRE Dreams, and Screenless Sundays with Bernadette Joy, Ep 116

What if you could crush $300K in debt, build a $1M net worth, and still have time for joy and balance? 💡 In this episode of the Childfree Wealth Podcast, Dr. Jay sits down with Bernadette Joy, founder of Crush Your Money Goals, to talk about her incredible financial journey. From wiping out massive debt in three years to planning early retirement by 40, Bernadette shares her secrets to achieving financial freedom. 🌟Together, they dive into:How political awareness plays into financial independence 🗳️Rethinking traditional retirement with the FIRE mindset 🔥Balancing financial goals with personal growth, including her ‘Screenless Sunday’ habit 📵Actionable steps for designing a life you love 💸Tune in for a conversation packed with inspiration and practical advice to crush your own money goals!Connect with Bernadette here!FacebookInstagramOrder Bernadette’s bookAbout our Guest: As the eighth child in my dad's brood of nine and a first-gen Filipina-American, I understand if you feel like you missed the money memo.I'm your millionaire mentor and head of Crush Your Money Goals®, your personal finance training company serving up education with a side of sass.Yes, I have two bachelors, an MBA, and a decade of Fortune 100 and tech startup experience. But my real street cred? Paying off a jaw-dropping $300,000 of debt in three years and investing my first $1 million to retire early in my 30s! 🚀Now I enjoy financial freedom with my husband AJ: K-Pop, dance, yoga, karaoke and spoiling my nieces and nephews as their traveling rich auntie.Learn money strategies so simple, you won't believe how less stress you'll feel with money. I want you to have my 5-step secret recipe for ditching debt, mastering savings and investing for financial peace. 💸 xo, Bernadette Joy#CrushYourMoneyGoals #ChildfreeWealth #FIREMovement #DebtFreeJourney #FinancialFreedom #MoneyMindset #RetireEarly #FinancialIndependence #ScreenlessSunday #MoneyGoals #BudgetingTips #DebtFreeLiving #NetWorthGrowth #PersonalFinance #SmartMoneyMoves #WealthBuilding #ChildfreeLife #FinancialWellness #ChildfreeWealthPodcast #ChildfreeWealth #DrJay #BernadetteJoy #ChildfreeLife #ChildfreePlanningConnect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.