EPISODE · Jun 2, 2026 · 24 MIN
Money in Your 20s: What I'd Do Differently If I Started Over
from The Fiscal Physical Retirement Podcast · host Ryan Nelson & Aaron Hoisington
If you could restart your financial life at 22, what would you do differently? In this episode, Ryan answers that honestly, and the takeaways work for anyone who wants to build wealth, not just recent grads.His list is refreshingly simple: start investing early so time does the heavy lifting, automate your savings so good habits run on autopilot, always capture your full employer match, keep lifestyle creep in check as your income grows, and lean on Roth accounts while your tax rate is low. Aaron adds his own take, and the two keep it practical. This is education, not personal advice, so build your own plan around your situation.Find "Your Fiscal Physical" the book on AmazonIf you have suggestions or feedback, please email us at: [email protected], as always, Stay the Course!
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If you could restart your financial life at 22, what would you do differently? In this episode, Ryan answers that honestly, and the takeaways work for anyone who wants to build wealth, not just recent grads. His list is refreshingly simple: start investing early so time does the heavy lifting, automate your savings so good habits run on autopilot, always capture your full employer match, keep lifestyle creep in check as your income grows, and lean on Roth accounts while your tax rate is low....
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Money in Your 20s: What I'd Do Differently If I Started Over
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