Money Matters for Grandparents: Smart Gifting, 529 Plans, and Teaching Kids About Money

Money talks—especially when you’re a grandparent. In this Grandparenting Unscripted episode, we unpack smart gifting, 529 plans, and age-appropriate ways to teach kids about money. Learn how to choose meaningful gifts (including experiences), set healthy financial boundaries, and use the annual exclusion to give tax-smart support. We break down 529 college savings versus UTMA accounts, when I Bonds make sense, and how to coordinate with parents so your generosity aligns with family goals. You’ll get simple conversation starters for allowances, save-spend-give jars, and digital tools that help grandkids build money confidence. Plus, ideas for birthday and holiday traditions that prioritize values over stuff. Whether you’re new to the grandparent club or seasoned with many grands, you’ll leave with practical steps to nurture financial literacy, avoid common pitfalls, and make your giving count.