Money, Mindset, And Growing Up Broke

Your relationship with money usually starts long before your first pay packet, and sometimes it starts with fear. Lucy from Lucy Nutrition joins us for a personal conversation about growing up in Wellington with constant financial stress, how that anxiety can follow you into adulthood, and why even a small childhood purchase can carry a surprising emotional load.From there we get practical about what changes when you finally earn your own money. We talk first jobs, the temptation to spend for relief, and the very New Zealand reality of teenage binge drinking and what it costs your health and your future. Lucy shares the parts she’d redo, and the parts she wouldn’t, plus how those experiences shaped the way she now supports clients with zero judgement and a lot more realism.We also go deep on money and relationships: what happens when incomes are uneven, when caregiving seasons change your earning power, and why shared morals matter more than fancy spreadsheets. Lucy explains how she and Gabe merge finances, why they still keep personal weekly pocket money, and how they teach their kids budgeting through a simple thirds system that builds saving habits and normalises tax and household costs.To bring it back to everyday life, we swap strategies for healthy eating on a budget in Aotearoa: buying seasonal produce, reading labels, stretching the pantry, batch cooking, and using a slow cooker to avoid expensive takeaways. If you care about financial literacy, money mindset, budgeting, and building a calmer partnership with money, this one will hit home. Subscribe, share it with a mate, leave a review, and tell us: what belief about money are you ready to unlearn?Send us Fan Mail Support the showBuy your first home in NZ Weekly Webinars You thought it's not possible or the dream is too far away? Come to my webinar and I will show you, you are much closer to your dream, than you think you are!Join Here - https://bit.ly/4m9SL72