EPISODE · Jun 19, 2026 · 26 MIN
Money Scripts: Why You Handle Money the Way You Do | 107
from Extreme Personal Finance Show · host Chris Luger
Money Scripts: Why You Handle Money the Way You Do | 107There's a subconscious reason why and how you make every money decision.In this solo episode, Chris dives into money scripts, the subconscious beliefs about money that get programmed into us in early childhood and quietly steer our financial lives well into adulthood. Drawing on the research of financial psychologist Dr. Brad Klontz, Chris walks through the four core money script categories (avoidance, worship, status, and vigilance), explains where these scripts come from, and breaks down the difference between a scarcity mindset and an abundance mindset, including why scarcity isn't just a feeling but an actual measurable brain response.Chris also gets personal, sharing a money memory from his own childhood, and explains how money scripts get passed down through generations until someone finally stops and asks "does this still serve me?" The episode wraps with reflection prompts you can use to start the conversation with your spouse, your kids, or just yourself, plus info on the free, completely anonymous Money Script Assessment available at heavymetal.money/moneyscript.If you've ever wondered why you avoid your bank account, why you can't stop buying things you don't need, or why money feels like a fight even when the numbers are fine, this episode RAWWWKS!Contact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyResources and Links:DR. BRAD KLONTZFinancial Psychologist - Author | Professor | Speaker | Psychologist | Financial Advisorhttps://www.bradklontz.comhttps://heavymetal.money/moneyscript/Download the KMSI PDF Assessment https://www.icloud.com/iclouddrive/01bUVmJoHyb_FVozzM9GlUiNg#kmsi-r-revised.pdfContact Chris:https://heavymetal.moneyhttps://www.instagram.com/heavy_metal_money/https://www.youtube.com/@heavymetalmoneyhttps://www.facebook.com/chrislugeremail: chris at heavymetal.money
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Money Scripts: Why You Handle Money the Way You Do | 107 There's a subconscious reason why and how you make every money decision. In this solo episode, Chris dives into money scripts, the subconscious beliefs about money that get programmed into us in early childhood and quietly steer our financial lives well into adulthood. Drawing on the research of financial psychologist Dr. Brad Klontz, Chris walks through the four core money script categories (avoidance, worship, status, and vigilance), ...
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Money Scripts: Why You Handle Money the Way You Do | 107
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