EPISODE · Jul 1, 2026 · 15 MIN
Money Vault - What are Money Market Funds?
from The Money To The Masses Podcast · host Damien Fahy
Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode, Damien discusses the confirmed changes to Stocks and Shares ISAs scheduled for April 2027. With the cash ISA allowance dropping to £12,000 for those under 65, the government is introducing a 22% tax charge on interest earned from uninvested cash held within Stocks and Shares ISAs. Damien explains how money market funds work and how they could provide a legitimate workaround, allowing you to earn a 'cash-like' return on your money without triggering the tax charge. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Resources:Sign up to our weekly newsletterTake out a trial of 80 20 investorAtomic Habits by James ClearMTTM - Episode 184 - Getting the most from your phone's Stock AppFollow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
What this episode covers
Welcome to the Money Vault, our new midweek show where we revisit classic, evergreen episodes from the Money to the Masses archives. In this episode, Damien discusses the confirmed changes to Stocks and Shares ISAs scheduled for April 2027. With the cash ISA allowance dropping to £12,000 for those under 65, the government is introducing a 22% tax charge on interest earned from uninvested cash held within Stocks and Shares ISAs. Damien explains how money market funds work and how they could provide a legitimate workaround, allowing you to earn a 'cash-like' return on your money without triggering the tax charge. Check out this week's podcast article on the Money to the Masses website to see the full list of resources from this week's show.Resources:Sign up to our weekly newsletterTake out a trial of 80 20 investorAtomic Habits by James ClearMTTM - Episode 184 - Getting the most from your phone's Stock AppFollow Money to the Masses on social media:YouTube - https://www.youtube.com/moneytothemassesFacebook - https://www.facebook.com/moneytothemassesInstagram - https://www.instagram.com/moneytothemasses Tik Tok - https://www.tiktok.com/@moneytothemasses
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Money Vault - What are Money Market Funds?
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