Montos adeudados: cosas importantes que debe saber sobre el puntaje crediticio

from The Credit Pros Podcast · host The Credit Pros

El puntaje crediticio FICO es crucial para la solvencia y varía de 300 a 850, basado en 5 categorías de información en informes crediticios. Los pagos a tiempo son esenciales, pero solo representan el 35%. Los montos adeudados, que incluyen la utilización del crédito, son el 30% del puntaje. Reducir la deuda de tarjetas de crédito y mejorar la utilización del crédito son estrategias clave para elevar el puntaje. Se recomienda la técnica 'bola de nieve' para pagar deudas.

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This episode was published on July 25, 2025.

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