Monzo vs Revolut vs Starling vs Chase UK – Which Digital Bank Wins?

We pit the four biggest UK digital banks head-to-head to crown a winner. Spoiler alert: there's no single answer—it depends what matters to you.From cashback and travel rewards to customer service and credit cards, we break down exactly what each bank gets right and where they fall short. Plus, which one has the worst app but the best banking fundamentals, and why Revolut's new banking license doesn't save its standard account.What we cover:Cashback rates: Chase UK offers 2% on groceries, fuel, transport & diningTravel support: Which bank wins for international spendingCredit cards & personal loans: Only Monzo offers bothCash deposits: Starling vs Monzo's £1 fee (and the hidden limit)Customer service tiers: Why Chase & Starling stand outThe verdict: Best overall, best for travel, best for cashback—and the bank we'd skip entirelyJoin the new Banking Without Borders Discord community https://link.bankingwithoutborders.co.uk/discordSubscribe on YouTubehttps://link.technicallymoney.com/oy8eCheck out our website DepositScout.com for the latest savings rates. Connect with us (via LinkedIn)Jan: https://www.linkedin.com/in/jan-watermann/Jonny: http://www.linkedin.com/in/jonny-peaseGot a question or topic you want us to cover? Drop us a message at [email protected]