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Mortgage 101 - The Difference Between Qualification and Affordability episode artwork

EPISODE · Oct 23, 2024 · 11 MIN

Mortgage 101 - The Difference Between Qualification and Affordability

from Mortgage 101 with Clinton Wilkins · host Clinton Wilkins Mortgage Team

This recap episode of Mortgage 101 highlights concerns about increasing debt levels in Canada, with Equifax reporting that mortgage holders are missing payments. We look back at one of the show's guests, Sandi Burns, from Manulife Bank, who noted that BMO exited the auto loan industry due to high arrears, predicting a peak in 2025-2026. Many Canadians are refinancing at higher rates due to pandemic-era lows, and retirees on fixed incomes are struggling. Clinton highlights what affordability means in the 2024 housing climate and advises on avoiding unnecessary debt to qualify for a mortgage.

What this episode covers

This recap episode of Mortgage 101 highlights concerns about increasing debt levels in Canada, with Equifax reporting that mortgage holders are missing payments. We look back at one of the show's guests, Sandi Burns, from Manulife Bank, who noted that BMO exited the auto loan industry due to high arrears, predicting a peak in 2025-2026. Many Canadians are refinancing at higher rates due to pandemic-era lows, and retirees on fixed incomes are struggling. Clinton highlights what affordability means in the 2024 housing climate and advises on avoiding unnecessary debt to qualify for a mortgage.

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Mortgage 101 - The Difference Between Qualification and Affordability

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Frequently Asked Questions

How long is this episode of Mortgage 101 with Clinton Wilkins?

This episode is 11 minutes long.

When was this Mortgage 101 with Clinton Wilkins episode published?

This episode was published on October 23, 2024.

What is this episode about?

This recap episode of Mortgage 101 highlights concerns about increasing debt levels in Canada, with Equifax reporting that mortgage holders are missing payments. We look back at one of the show's guests, Sandi Burns, from Manulife Bank, who noted...

Can I download this Mortgage 101 with Clinton Wilkins episode?

Yes, you can download this episode by clicking the download button on the episode player, or subscribe to the podcast in your preferred podcast app for automatic downloads.
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