Mortgage Digitization in 2026: Mapping The Contours of Change

As part of the deepening integration between Global Data Financial Services, and Celent (now a Global Data company, effective December, 2025), we are delighted to be joined by Craig Focardi, Lead LendTech and AI Analyst at Celent, for a long form discussion on mortgage digitization in 2026. In this, our fourth episode of the year, we cover the impact of interest rates and inflation on mortgage volume and consumer demand, and lender appetite for digitization. We look at the evolving mortgage ecosystem of different provider types and business models, regulatory changes, the impact of AI, especially amid legacy renewal, and conclude with top level lender recommendations from Craig, bringing together all the different elements discussed.