Mortgage Interest Rates May be Falling

Presently, mortgage interest rates on a 30-year fixed loan are down to around 6.8%. This is a big difference from just one month ago when rates were closer to 7.8%. This is great news for anyone thinking of buying a home as they can expect to be able to afford more. For example, a home loan for a $500,000 home with 20% down at 7.8% is about $3,500 per month (with taxes and fees). The same conditions at 6.8% is about $3,200 per month. A $300 savings each month adds up to about $108,000 over the life of the loan.

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This episode was published on December 7, 2023.

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