Mortgage Market Update – May 2025

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action.  (0:40) News story of the week.  (2:55) We’re joined by mortgage expert Kelly Rule.  (2:50) What’s the impact of the latest base rate cut?  (7:15) What’s the current state of the mortgage market?  (12:15) Are lenders becoming more competitive?  (14:35) What types of mortgage products are investors choosing right now?   (17:25) What strategies are the most successful investors using?  (20:35) The latest on down-valuations.   (22:25) What common mistakes do you see from investors?  (25:37) Are investors buying through limited company or personal name?  (26:45) Let’s break down current mortgage rates for every type of investor.  (32:35) Are lenders making things easier, or are there still tricky criteria to meet?  (34:35) If you had one wish for the mortgage market, what would it be?  (38:25) Hub Extra.   Links mentioned:  Knight Frank increase their growth forecasts for UK house prices  Airalo  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest