Mortgage Matters: Guiding the Path- 25 in 2025

Roland and Heidi discussed upcoming homeownership workshops and classes. The first Path to Home Ownership workshop of 2025 was held on January 1, with the next scheduled for February 1. Additional classes include a session on down payment assistance programs on January 13 and an online class on January 23. They emphasized the importance of HUD counselors and down payment assistance, which can help first-time and experienced buyers. They also highlighted the benefits of VA loans, including no down payment and no monthly mortgage insurance for eligible veterans. The conversation concluded with a brief mention of refinancing options and their potential benefits.