Mortgage Matters:Navigating Housing Market Shifts and Unlocking Homeownership Resources

Roland and Heidi discuss the shift from a balanced to a buyer's market in Las Vegas, noting that sellers are offering concessions, including covering closing costs and reducing prices. They highlight the upcoming Home is Possible online class on August 11, which covers down payment assistance programs, including up to 5% help and income limits of $165,000. They also discuss the Mortgage Credit Certificate (MCC) program, which provides a tax credit for mortgage interest, and emphasize the importance of fair housing, encouraging listeners to volunteer as testers to help uncover subtle forms of discrimination.