Mortgage Matters: Smart Strategies for Your Tax Refund, Q&A and Upcoming Education Opportunities

Roland and Heidi discuss upcoming homeownership education classes and address listener questions. They highlight the importance of down payment assistance (DPA) programs, debunking myths like the need for a 20% down payment. Upcoming classes include an online DPA session on February 8 and an in-person Nevada Housing class on February 10. They also address strategies for helping adult children buy homes, such as co-signing, down payment gifts, and setting up emergency funds. Additionally, they advise using tax refunds for down payments, closing costs, and debt reduction, emphasizing the importance of emergency funds and smart home improvements.