Mortgage Predictions for 2026 episode artwork

EPISODE · Jan 22, 2026 · 31 MIN

Mortgage Predictions for 2026

from The Property Podcast · host Rob Bence and Rob Dix from The Property Hub

Everyone’s wondering what the mortgage market has in store for 2026, so Rob & Rob have called in mortgage experts Kelly Rule and Nick Shepard to break it down.  From where interest rates are heading next to what’s really happening with lender fees and stress tests, they discuss what property investors can realistically expect over the coming months, while busting a few myths along the way.  (00:54) News story of the week.  (03:58) Buy-to-let rates now and where they’re heading.  (07:46) The truth about arrangement fees.  (11:26) Which lenders are offering the best deals this year?  (14:21) Are stress tests finally starting to ease?  (21:18) The mortgage myths catching investors out.  (27:20) Hub Extra.   Links mentioned:  The 10 UK locations which could see the biggest house price growth in 2026 – read here  Blackbird: Watch here  Chief of War: Watch here   Pluribus: Watch here  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Find out more about Property Hub Invest

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Mortgage Predictions for 2026

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How long is this episode of The Property Podcast?

This episode is 31 minutes long.

When was this The Property Podcast episode published?

This episode was published on January 22, 2026.

What is this episode about?

Everyone’s wondering what the mortgage market has in store for 2026, so Rob & Rob have called in mortgage experts Kelly Rule and Nick Shepard to break it down.  From where interest rates are heading next to what’s really happening with lender fees...

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