Mortgages, Pre-approvals, PMIs, and More with Patrick Srichaiyan

The first step in purchasing a house is getting pre-approved. This part can be a little daunting but don’t worry, we are here to help.  In today’s episode of Selling Central Florida, we have Patrick Srichaiyan from Waterstone Mortgage here to talk about what steps you need to take to get approved for your new home. Buying a home can be confusing especially for someone who has never done it before. Patrick is amazing at explaining the process in an easy-to-understand way so we are very happy to have him on the podcast today to help you understand the process too. As a Senior Mortgage Advisor with over seven years of experience, Patrick is the perfect blend of formal expertise and warm hospitality. Patrick began his professional career as a real estate agent before switching over to the world of lending. Between his experience in real estate, his degree in Business Administration, and his Certified Mortgage Advisor™ accreditation, Patrick has learned the ins and outs of the mortgage industry allowing him to be able to anticipate and meet the needs of all parties involved. Patrick views himself not just as your lender, but also as an advisor who wants the best for you and will ensure you thrive in your new home. His embodiment of the Golden Rule is what really sets Patrick apart from other lenders. He truly strives to treat each client like they are his best friend ensuring they are making knowledgeable, informed decisions that are best for their unique situation so they can get into their dream home!  When Patrick isn’t working – which is rare – you can find him lifting heavyweights in his garage, playing video games, eating way too much sushi, and hanging out with his two kiddos.  In today’s episode, we discuss:  Why having a good relationship with your lender is so important  Important factors to consider when choosing a lender  The biggest misconceptions about getting a loan for a house  What you need to know about PMI  How to make the most of the market and current interest rates  What delayed financing is  What to expect when it comes to closing costs  The benefits of getting preapproved to buy a house  The more you know when it comes to buying a home, the more you can make better-informed decisions and find the right deal for you. Patrick has a wealth of knowledge when it comes to things like loans, PMI, delayed financing, preapprovals, and so much more. We were so happy to have him on the show with us today. If you want to get preapproved to buy a home in Florida, make sure to reach out to Patrick. He looks at your unique situation and does his best to get you approved and in your home as quickly and as smoothly as possible. Check out his website here!  If you like the show, please subscribe and leave a review. This helps us get more listeners and help more people. You can also follow us on Instagram and send a DM if you want to connect!  Resources  Work with Patrick  Follow us on Instagram  Closing Costs Estimates