Most People PROTECT Their House, Car and Phone, But NOT THEIR INCOME: Why It's a MISTAKE and Why It's a Cornerstone of FINANCIAL PLANNING

Most people insure their home, their car and even their phone, but very few properly protect the thing that pays for it all, their income. In Episode 90 of the Prime Property Finance Podcast, Gareth Morgan breaks down why income protection is one of the most important, and most overlooked, parts of financial planning. This short solo episode explores what actually happens if your income stops, how quickly the financial impact can hit, and why relying on savings or employer sick pay often is not enough. Gareth explains how income protection works, how it compares to life insurance and critical illness cover, and why protecting your ability to earn should be one of the first foundations of any financial plan. If your lifestyle, mortgage, family or future plans depend on your income, this episode will help you understand why protecting it should come before almost everything else. If you're reviewing your protection or want to make sure your income, family and future plans are properly covered, get in touch and let's make sure you have the right protection in place. Contact us now if you would like to know more Home - Prime Property Finance Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast. Privacy Policy - Prime Property Finance