Moving to Sotogrande? Spain Tax Residency, UK Pensions, ISAs & Financial Planning Mistakes to Avoid

Today I sit down with Gus from PLU Financial to talk about what people should consider before moving to Sotogrande or the Costa del Sol. The conversation covers why financial planning should happen before you arrive in Spain, what happens to UK ISAs when you become Spanish tax resident, how pension planning can change after Brexit, why timing matters for Beckham Law, and why succession planning is such an important topic for families, retirees, and high-net-worth individuals living in Sotogrande.Sotogrande attracts international families, retirees, entrepreneurs, and high-net-worth buyers looking for safety, privacy, space, schools, sport, and a strong community. But moving to Spain is not just a lifestyle decision — it can also change your tax position, investment structure, pension options, estate planning, and long-term family wealth strategy.This episode is especially useful for UK expats moving to Spain, people considering Sotogrande as a full-time base, families planning around Sotogrande International School, retirees with UK pensions, business owners relocating from the UK or Middle East, and anyone thinking about buying property in Sotogrande.Useful links:PLU Financial: www.plu-financial.comDisclaimer: This conversation is for general information only and should not be treated as personal financial, tax, pension, or legal advice. Always speak to a regulated adviser before making financial decisions.CONNECT WITH CHARLIE!📲 Mobile +34 607 911 661✉️ Email: [email protected]🔗 Website: https://charlesgubbins.com/STAY CONNECTED!📸 Instagram: https://www.instagram.com/charlieinsotogrande/👤 Facebook: https://www.facebook.com/charlieinsotogrande👨‍💻 LinkedIn: linkedin.com/in/charliegubbins🎥 YouTube: https://www.youtube.com/nollsotogrande🐦 Twitter: https://twitter.com/charliegubbins📱 TikTok: https://www.tiktok.com/@charlesgubbins