My Child Is Already in High School.It Might Be Time to Talk About Money

This episode reflects on what it means to talk about money with a child who has reached high school.Rather than focusing only on saving or avoiding waste, it explores the idea of money as a tool—something that can expand one’s world and support a more independent way of living.We also look at how spending can be understood in different ways, including the distinction between consumption and investment, and how that perspective can shape long-term thinking.The episode introduces three simple ideas: setting a framework for spending, distinguishing between wants and needs, and considering whether a choice is an investment or a cost.Through this, it raises a broader question—how we can develop a sense of value and make decisions that support our future selves.A quiet reflection on money, growth, and learning to choose how to live.