brought to you by the every dollar app start budgeting for free today well i had a recent notice received from the irs poor tax debt from a year when i was married to my former spouse i was unaware of this tax that i thought i had been addressed uh... and i run a really tight budget and i have my debts no ball very planned and i'm wondering if i've hit it from that to take care of this tax debt uh... because it had that notice of lean it has been there has not been only yet i have much of it it's seventy nine hundred dollars what do you make i make a hundred thirty two and uh... what yours is from twenty eighteen and you're obviously married then and you found married filing jointly that you're yes okay and uh...
you were not aware of the taxes were not paid how much money do you have to make where budgeting is just optional if you chose c watch this twenty hundred seventy hundred hundred fifteen hold on to go back after you pay off everything else more money and i was like to go here and get to come and i know i'm not just about how much you make it's about having a plan for what you've got so start budgeting with every dollar for free you are not aware of the taxes were not paid that's correct we have settled in twenty twenty and the equity distribution required that he paid at uh... and now he's incarcerated uh... so i think that his payment plan has been there coming after me i'm not positive at this will work but before you decide to pay it i want you to get in touch with one of our tax professionals at ramsi solutions dot com that we endorse the ramsi trusted and i want to ask and should tell them every detail of the situation and see if you qualify for a thing called the innocent spouse so an example would be uh... in this month sounds like a qualified but i'm not you know i was getting into every sinking detail i'm not positive and even if we did i'm not sure i would know but the instance spouse provision of the regular of the iris code sounds like this uh...
good example would be me okay my wife is a full-time mom i have a business and we've do married filing jointly the number of minutes or hours she spends looking at our tax return is precisely three and a half seconds so she signs it and assumes that me and the tax people that were using no with the flipper doing right and then later on a tax bill comes up and then she gets a notice of the way like you did well obviously she didn't have anything to do with it and so she could file under the innocent spouse provisions a yeah we follow very far from the yes i did sign return but i have no working knowledge of that stupid business or that stupid man okay and uh... so i i i i'm innocent of this tax bill and they will take it off of you and send it to him and of course he's incarcerated so they're not going to pay but that doesn't matter matters is it comes off of you i think you're going to qualify for that based on what you told me you see what you see why because this is a thing a he was supposed to take care of it and be it was a lot longer but the circumstances were that you had no knowledge that the bills were not being taken care of properly and you signed the return and that that's why i'm thinking you're going to qualify for this innocent spouse provision which is an eight thousand dollar switch in this conversation so that's the first thing i want you to as i'm i'm but eighty ninety percent sure you're getting out of this okay now if you don't let's go back to your question if i'm wrong then what we do with the seventy nine hundred uh... we put it up the list of the office again okay now i get snowball it's the other time that's not all okay and you knock it out as fast as you possibly can or you go borrow a thousand dollars credit in paid off and then put that that's not all i don't care which but you get rid of the irish you do not want the people in your life they have unlimited power no brains and they charge all kinds of penalties and interest minute by minute by minute as you go along that's the one exception of the that's not all say if there is i i i said it's moved to the very front okay that was my question uh... or i would refinance it on credit card on credit union one of two you get cleared up but don't put it on irish payment plan unless you have no other options and then put it at the top of your destination okay i'm sure hope i'm right about the other thing that i don't you i'm certainly do i didn't know that existed uh...
i do feel it was it was definitely a left field uh... come into a quite well on my own work it but that can i think really uh... so frustrating so i'm sorry so you make a hundred thirty thousand you're doing what i am a uh... regional asset manager what is the in jail for and that's a man no way that makes the story even better about you being an innocent spouse it's a dot it's a lot of the boys in jail i mean wow and that's got like drama on it that's a lot of so sorry all been through that and he's the father your four kids yes sir i'm so sorry how are you uh...
i'm forty one and you've been through some hell but you are strong there you are strong and you are smart proud of you thank you to the best i know how to do to take care of these kids and and got good and so we're just trying to make sure i honor him with the next right decision you are that you've been very very wise and very very uh... what that's amazing amazing yeah yeah go go to our folk and they'll help you i think i'm pretty sure that's going to work hey you know sometimes it's free advice around here's valuable could say rate thousand bucks let you go back to call down so all the good five-year ways to work create your free every dollar budget today the simplest way to budget for your life