My Investments Underperformed the Market - Should I Fire My Advisor? episode artwork

EPISODE · May 7, 2026 · 13 MIN

My Investments Underperformed the Market - Should I Fire My Advisor?

from Perfect Game Retirement · host Ryan Ledden

It’s a question a lot of people ask at some point: if your investments aren’t keeping up with “the market,” is it time to move on? Ryan breaks down what you’re actually comparing against, why that comparison can be misleading, and what really matters when evaluating performance. The right benchmark isn’t the market, it’s your plan. Here’s what we discuss in this episode: 📊 Wrong Benchmark: S&P 500 isn’t always the right comparison ⚖️ Consistency Matters: Stable returns beat big swings in retirement ⏳ 1-Year Noise: Short-term performance can mislead ⚠️ True Red Flags: Long-term lag + no adjustments 📉 Risk Alignment: Returns must match your comfort level   Visit us online: https://blackoakam.com/ Phone: (470) 508-0508 Get in touch with the Black Oak team: https://blackoakam.com/contact-us/ Schedule a call with Ryan: https://speakwithryan.com/ Get your tax-free retirement toolkit: https://bit.ly/3PMjKqc Get more financial education on our YouTube Channel: https://bit.ly/45kJlwI

Episode metadata supplied by the publisher feed · Published May 7, 2026

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My Investments Underperformed the Market - Should I Fire My Advisor?

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