My lazy investing strategy, account hacks, and what real financial freedom looks like: Your questions, answered

You sent in a flood of money questions, and I’m ready to answer them all.In this Ask Me Anything episode, I’m going unfiltered to talk through the money decisions you’re most curious about, including:What my actual investment portfolio looks like (and why lazy wins)How to set up your bank accounts to kill money stressWhether to pay off debt, boost KiwiSaver, or start investing firstWhen to sell your shares, and when to hold your nerveHow to rebuild financially after hitting resetPlus, the truth about credit card rewards, lifestyle creep, and my own financial freedom numberPerfect for anyone juggling mortgages, investments, or just trying to make smarter everyday money moves.LinksFollow Frances Cook on Facebook, Instagram and TikTok, or join the Money Memo newsletter for a free weekly money tip in your inbox each week.This podcast was filmed and produced by FanaticalsVideo editing & content production by Lana Byrne Audio engineering by Tash Chittock