My Stolen Identity is Cheating on My Wife

A few months ago, I woke up registered on a dating app. I'm in a 13-year relationship. I did not sign up.Someone used my email to create a profile on Coffee Meets Bagel. When the platform froze the account, the scammers opened another one. Same email. Same details. Instantly. By the third account, customer support still hadn't replied.What starts as fake dating profiles doesn't stay there. They become romance scams. Then a loss your FI absorbs while the dating platform moves on with no accountability for the identity verification failure and no skin in the game.Dating platforms have no chargebacks, no regulatory pressure, and no reason to fix the lack of account takeover detection. So who actually bears the cost, and why are we still waiting for them to care about APP fraud prevention?What this episode coversHow dating app identity theft becomes a gateway to romance scams and APP fraudWhy dating platforms have no structural incentive to prevent account misuseWhat the upstream fraud trail looks like, and who ends up paying downstreamWho should listenFraud ops teams at FIs and fintechsTeams working with identity verification systemsRisk and compliance professionals tracking APP fraud vectorsAnyone watching romance scam trends