Navegando por el crédito: informe de crédito vs. Puntuación de crédito explicada

from The Credit Pros Podcast · host The Credit Pros

Un puntaje crediticio es un número entre 300 y 850 que indica solvencia, calculado por criterios como historial de pagos y montos adeudados. El informe crediticio es un historial detallado de la actividad crediticia sin un número. Los prestamistas usan ambos para evaluar la solvencia. Se puede obtener un informe de crédito gratuito al año de las tres principales agencias de crédito.

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