Navigating Housing Counseling and Estate Legacy Planning

Essential training on estate planning and down payment assistance. It highlights the Texas Transfer on Death Deed (TOD) as a simple, revocable tool that allows homeowners to transfer their property directly to a beneficiary upon death, thereby bypassing the costly probate process. The session outlines the critical boundaries within the estate planning ecosystem, where realtors identify opportunities to refer, HUD-approved housing counselors educate clients, and licensed attorneys handle legal drafting and advice. Furthermore, it explains how the Uniform Partition of Heirs' Property Act (UPHPA) protects families with jointly inherited property by slowing down forced partition sales and requiring fair market appraisals. Introducing these tools closer to the purchase date, rather than waiting until a crisis occurs, is the most effective way to secure a family's legacyCreated by Adriana Perez, REALTOR®, Texas real estate sales agent, License No. 829146, sponsored by Surge Realty. 409.927.0881This podcast is for general educational and informational purposes only and is not legal, tax, financial, lending, insurance, inspection, engineering, investment, or other professional advice. Real estate laws, market conditions, programs, rates, property information, and eligibility requirements may change and vary by person, property, and location.Listeners should independently verify all information and consult the appropriate licensed professionals before making real estate or financial decisions. Listening to this podcast does not create a broker-client, agent-client, fiduciary, or other professional relationship.Some voices or conversational elements may be AI-generated from content researched and curated by Adriana Perez. Equal Housing Opportunity.