Navigating the Canadian Mortgage Market with Yan Desforges - Asset Ambitions Podcast Episode 14

🎙Episode 14 - Cracking the Mortgage Code with Yan Desforges | Asset Ambitions PodcastIn this must-listen episode, host Mathieu Jacques welcomes Yan Desforges, a seasoned mortgage broker at Capital Mortgages, to demystify the current Canadian mortgage landscape.With over 14 years of experience, Yan shares his journey from Desjardins to becoming a trusted advisor at Capital Mortgages. Together, we break down the key forces shaping today’s housing and mortgage markets—from pandemic-era rate drops to the looming impact of mass mortgage renewals.✅ Key topics covered:- How COVID-19 changed mortgage rates and homebuying behavior- The reality behind the “renewal shock” hitting in 2025–2026- Fixed vs. variable rates in 2025—how to choose wisely- Understanding the role of bond yields in mortgage pricing- How homeowners are using HELOCs to tap into equity- What new amortization policies mean for first-time buyersPlus, we wrap up with our signature question: “What is your most prized asset?”Whether you’re a homeowner, first-time buyer, investor, or just mortgage-curious, this episode is packed with actionable insights to help you stay ahead.🎧 Tune in now!📲 Follow and Subscribe for more episodes and shareable clips:Spotify - https://open.spotify.com/show/5VBWoEdoPzx2lRbeOuiHZh?si=_RVlZckWS5CknlQFhCOqQwTikTok - https://www.tiktok.com/@assetambitionspodcastInstagram - https://www.instagram.com/assetambitionspodcastApple Podcasts - https://podcasts.apple.com/us/podcast/asset-ambitions-podcast/id1781544666Facebook - https://www.facebook.com/share/1DvFTnPdg4/?mibextid=wwXIfrAmazon Music - https://music.amazon.in/podcasts/691f8454-c62f-420a-92dc-ce926d292778/asset-ambitions-podcast🔔 Subscribe & Stay ConnectedJoin our growing community of ambitious listeners and stay ahead on assets, business, and financial freedom.👉 Subscribe on YouTube: https://www.youtube.com/@assetambitionspodcast?sub\_confirmation=1#CanadianRealEstate #MortgageRenewal #InterestRates2025 #CapitalMortgages #OttawaHousingMarket #HELOC #BondYields #FinancialLiteracy #AssetAmbitionsPodcast #MortgageBrokerInsights #RealEstateInvesting #HomebuyingCanada #WealthBuilding #FirstTimeBuyer #PodcastCanada