Negative Gearing, CGT & New Builds: Every Budget Question Answered | Property Experts

📥 FREE DOWNLOAD: 2026 Budget Property Investor Report: https://441711975.hs-sites-ap1.com/follio-property-podcast-content-subscriber?utm_source=YouTube&utm_medium=newsletter&utm_campaign=Episode+65&utm_id=podcastThe 2026 Federal Budget just changed the rules for every property investor in Australia and most people have NO idea what it actually means for their borrowing power, their capital gains, or their next move in the investment property Australia game.The Federal Budget has delivered some of the most significant shifts to property taxes Australia has seen in decades, and if you own, plan to buy, or are currently building a Property portfolio, you need to understand what has changed and what it costs you.Negative gearing in Australia just got gutted for established properties. Capital gains tax on property in Australia now comes with a mandatory 30% minimum rate, replacing the old 50% discount with inflation-adjusted indexation. And for investors on a $150,000 salary? Your borrowing capacity just took a $350,000 hit.But here's what the headlines won't tell you: this budget doesn't kill Australian real estate investment, it reshapes it. Smart investors are already pivoting to units, infill developments, and the "accidental landlord" strategy that the budget accidentally made MORE powerful. Reece and Lachlan expose exactly where the opportunities are hiding, which markets are about to get smashed, and why the property market in Australia is about to split into two very different worlds, one for those who adapt, and one for those who don't.If you're a first-home buyer in Australia, a seasoned investor, or sitting on an existing portfolio, wondering what to do next, this is the most important 40 minutes you'll spend this year.In this episode, we’ll cover:✅ Why Labor's budget could slash your borrowing capacity by $200K-$700K✅ The END of negative gearing on established properties, what it really means✅ How the new 30% minimum capital gains tax rate targets retirees and self-funded investors00:00 The 3 Budget Changes That Hit Property Investors Hardest02:20 Grandfathering Rules Explained: Is Your Existing Property Safe?05:16 Who Are the Real Losers? The Serviceability Problem07:24 The New 30% Minimum Capital Gains Tax Rate08:06 How Retirees Just Got Blindsided by This Budget13:38 Existing Investors Grandfathered Indefinitely, Here's What to Do15:59 New Builds: Still Viable or a Construction Cost Trap?22:07 The Duplex & Infill Development Opportunity Nobody's Talking About32:23 Regional Markets Are Getting Smashed. Here's Why32:27 Why Units & Apartments Are Set to Outperform Houses34:40 The SMSF Loophole the Budget Left Wide Open35:18 Why You Need a Property Valuation Before July 2027About the Follio Property Podcast Each week, Reece Beddall & Lachlan Delahunty break down the biggest conversations shaping Australian property. From market cycles to debt, strategy, data, and real-world insights, we make property simple, honest, and practical.📍Visit Our Website: https://follio.com.au/📩 Contact Us: [email protected]📲 Follow Us on Social:Instagram: https://www.instagram.com/folliopropertypod/TikTok: https://www.tiktok.com/@folliopropertypod Spotify: https://open.spotify.com/show/4Akt4N53zsb4ldzFNlTwad?si=AFEgYOAiSh2QGbK8AfFLywLachlan Delahunty: https://www.linkedin.com/in/lachlandelahunty/Reece Beddall: https://www.linkedin.com/in/reece-beddall-294557b3/#AustralianPropertyMarket #InvestmentPropertyAustralia #FederalBudget2026 #NegativeGearingAustralia #CapitalGainsTax #AustralianRealEstate #PropertyInvestorAustralia #AustralianHousingMarket #PropertyTaxAustralia #FirstHomeBuyerAustralia #AustralianRealEstateInvestment #PropertyMarketAustralia #LabourBudget2026 #PropertyStrategyAustralia #WealthCreationAustraliaDisclaimer: This is for entertainment purposes - not financial advice. Speak to a qualified professional before making any financial or property decisions