Negative Gearing Is Changing, Here’s What It Means

Budget 2026 has triggered one of the biggest property and tax debates Australia has seen in years.In this episode, the Latitude Accountants team breaks down the proposed negative gearing changes, what they could mean for property investors, borrowing capacity, house prices, first home buyers, and whether these changes will actually improve housing affordability.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwWe discuss:• Why wealthy investors may not actually be affected• How negative gearing really works• Why borrowing capacity could fall dramatically• The impact on Sydney and Melbourne property markets• Whether this could hurt first home buyers instead• Why some accountants believe negative gearing encourages speculation• The future of new builds and property development in AustraliaThis is not financial advice. The discussion is general in nature and based on proposed policy announcements at the time of recording.If you enjoy practical Australian business, tax and property content, subscribe to Latitude Accountants for more weekly episodes, podcasts and breakdowns.⏱️ CHAPTERS00:00 Budget 2026 and negative gearing explained00:27 What is actually changing?00:37 Why wealthy investors may not care01:30 Why rich investors usually are not negatively geared02:02 Is negative gearing actually a bad strategy?02:48 Will these changes really matter?03:20 The problem with interest only investing04:09 Does negative gearing manipulate the market?04:26 Borrowing capacity concerns explained05:02 Could this affect Australian property prices?05:26 Why new builds are still expensive06:13 Michael’s thoughts on the changes06:50 Will blue chip Sydney property be affected?07:39 The impact on first home buyers08:34 Are Australian property prices too high?08:56 Why the government is targeting CGT and negative gearing09:59 Immigration and housing demand discussion10:17 Property prices vs wages since 199910:48 Final verdicts from the panel📍 Latitude AccountantsOUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.#negativegearing #Budget2026 #AustralianProperty #PropertyInvesting #TaxAustralia #LatitudeAccountants #CGT #PropertyMarket #AustralianBudget #RealEstateAustralia