The Lat Chat

Payday Super is coming, and small businesses are about to feel it.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwThe Account Rant is a show where accountants vent on different business, tax and money topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers or figures mentioned may be simplified and should not be relied on.In this episode of The Account Rant, Catarina and Michael break down Payday Super and what it could mean for Australian business owners.From 1 July, businesses will need to pay super much closer to the time they pay wages. That means the old system of paying super quarterly is changing, and for businesses already dealing with tight margins, delayed payments and cash flow pressure, this could be a major adjustment.This episode covers why Payday Super may be good for employees, why it could create cash flow problems for employers, how tradies and construction businesses could be hit, and whether this change will actually fix the issue of unpaid super.We cover:What Payday Super actually meansHow super payments worked beforeWhy this could create a cash flow hit for small businessesWhy tradies and construction businesses may feel it firstWhether Payday Super will actually stop unpaid superWhy slow paying customers could become an even bigger problemHow businesses may change pay cycles from weekly to fortnightly or monthlyWhy July could be a difficult transition period for employersWhy business owners should speak to their accountant before the change beginsChapters:0:00 Catarina returns to The Account Rant0:33 What is Payday Super?0:48 Super paid at the same time as wages1:05 How super payments worked before1:27 Why Payday Super could hurt business cash flow1:44 Will this actually stop unpaid super?2:12 The benefit for employees2:31 The problem for tradies and construction businesses3:08 Why compliant businesses may struggle3:26 Preparing clients before the deadline4:12 Payment terms and cash flow pressure4:36 The ripple effect across small business4:59 Will employers change pay cycles?5:18 Can staff be paid monthly?5:57 Why some employees may not like the change6:13 Why July could be the hardest month6:34 Talk to your accountant before Payday Super beginsIf you run a business, Payday Super is not something to ignore. It may affect your cash flow, payroll process, payment terms and how you plan for wages and super every pay cycle.Stop guessing with your numbers. Whether you are a sole trader, company, tradie, contractor or growing business, get your cash flow and payroll planning sorted before the change hits.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] usTikTokhttps://www.tiktok.com/@latitudeaccountantsInstagramhttps://www.instagram.com/latitudeaccountantsWebsitehttps://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, legal, tax or business advice.

Welcome back to The CEO Breakdown with John Saade.In this episode, John breaks down the fallout from the Federal Budget, the panic online, and what he is actually doing as a CEO to prepare for the current economic environment.John covers cash flow, collecting debtors, cutting costs, staff productivity, work from home expectations, leadership planning, outsourcing, tax planning before 30 June, CGT changes, Australia’s tax system, ATO fines, property market fears, business exits, cafes under pressure, and whether Australians should really leave the country because of tax.He also responds to social media commentary and viewer questions around 47% CGT, negative gearing, property affordability, tax compliance, carried forward rental losses, foregone wages, Sydney property prices, and whether Australia is still worth betting on.If you have a question for John, leave it in the comments and we may answer it in the next episode.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwStop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to:[email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Videos reviewed in this episode:Simon KennedyMaje SabaSimon BeardPivotal ConversationsMatt CameronDaily Telegraph article on ATO compliance activityProperty market correction articleOriginal audio and video content belongs to the respective creators. This episode includes commentary and discussion for educational and informational purposes.Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. The Budget measures discussed may be proposed, subject to change, or not yet law. Please speak to your accountant about your specific circumstances.

People not paying their bills is becoming a serious problem for business owners.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.In this episode of The Account Rant, John and Toufic go hard on one of the biggest issues hitting Australian businesses right now, people taking longer to pay their bills.From unpaid invoices to ignored calls, stretched supplier relationships, bad cash flow habits, and businesses using others as interest free funding, this rant gets straight to the point.We cover:Why debtors are growing across Australian businessesWhy late payment can crush small operators and tradiesThe difference between genuine cash flow trouble and simply choosing not to payWhy using mates, family, or suppliers as unpaid finance is wrongHow poor payment habits expose weak business managementThe risk of liquidation being used to avoid paying trades, suppliers, and mums and dadsWhy good operators know their numbers and pay their bills on timeChapters:0:00 Cash flow is tight and debtors are growing0:20 The tradie example and why late payment is disrespectful1:24 When someone takes the work but ignores the bill2:29 Why refusing to pay is unAustralian3:24 Is not paying a bill basically stealing?4:10 Genuine cash flow issues versus bad payers4:29 Pay your bills, especially to the little guy4:43 The king of scums in business5:21 Good operators know their cash flow5:44 Paying staff late is not acceptable6:34 “He’s my mate, I’ll pay him later”6:48 Why “he’s good for it” can be dangerous7:16 Liquidation, phoenix behaviour, and ripping people off8:00 Should bad operators be banned from running businesses?8:51 Final message, pay your billsIf you run a business, cash flow matters. But if your whole strategy relies on delaying payments, ignoring suppliers, or hoping people do not chase you, that is not good business. That is a problem.Stop guessing with your numbers. Whether you’re a sole trader or a company, let’s get your cash flow and business structure sorted before things get messy.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [[email protected]](mailto:[email protected])Follow usTikTokhttps://www.tiktok.com/@latitudeaccountantsInstagramhttps://www.instagram.com/latitudeaccountantsWebsitehttps://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, legal, or tax advice.

This week on #TheLatChat, we sit down with Tanner Blessington from Blessington Watches, an Australian watch company creating limited edition watches inspired by Australian places, people and wildlife.From selling over $1 million of a soccer product online, to learning that revenue does not mean profit, to selling his car and using the money to start a watch brand, Tanner’s story is about ecommerce, branding, margins, risk, product development, family, community and the brutal reality of building a business in Australia.In this episode, Jacob and Tanner unpack the real numbers behind ecommerce, why selling a million dollars worth of product does not make you a millionaire, the pressure of advertising costs, GST, discounting, pricing, cash flow, unit economics, trade shows, working with family, and how Blessington Watches built a loyal community around Australian inspired designs.Need an accountant?GET A FREE CONSULTATION FOR ALL ABN HOLDERShttps://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwFor business [email protected] Latitude AccountantsTikTok https://www.tiktok.com/@latitudeaccountantsInstagram https://www.instagram.com/latitudeaccountantsWebsite https://latitudeaccountants.com.au/Connect with Blessington Watcheshttps://www.instagram.com/blessington.watches/https://blessington.co/Subscribe to The Lat Chat for real small business conversations, practical advice, and unfiltered founder stories.Chapters00:00 Intro00:05 Meet Tanner from Blessington Watches00:28 How Tanner first got into business01:28 The soccer product that sold over $1 million03:01 Why revenue does not mean profit03:35 The truth about ecommerce margins04:16 How Tanner got into watches05:48 The story behind Blessington Watches06:43 Australian cities, wildlife and limited edition designs07:50 Why Blessington does not try to be Rolex09:03 Opening the Great White watch09:24 Why packaging matters in ecommerce10:54 The Great White watch features11:27 Water resistance, tungsten and watch details12:38 How limited edition releases work13:02 Building a loyal customer community13:33 What Tanner has learned in ecommerce14:06 Why discretionary products need a strong brand15:24 Trade shows and meeting other watch brands16:33 Learning business from family17:27 Working with your brother19:58 The highest high and lowest low in business20:06 Turning over $112,000 in 24 hours20:36 The reality of BAS and tax bills21:00 How discounting affects ecommerce brands21:51 Why unit economics matter23:12 Being flat out going broke24:37 GST problems in ecommerce25:16 Why ecommerce businesses need the right accountant26:39 Why cafes and hospitality are so hard27:03 Should entertainment expenses be tax deductible?28:05 What is Blessington Watches?28:32 Outro

Rugby league can make you rich fast, but according to former Bulldogs player Kerrod Holland, it can disappear just as quickly.In this episode of The Account Rant, John sits down with Kerrod Holland to unpack the financial reality behind professional rugby league. They discuss NRL salaries, gambling culture, player managers, tax, financial literacy, contracts, property investing, life after football, and why so many athletes struggle once the game ends.Kerrod shares firsthand stories from inside the NRL system, including how players spend their money, the pressure of supporting family, betting culture inside the sport, and the financial mistakes many young athletes make before they truly understand money.Guest: Kerrod Hollandhttps://tenexwealth.com.au/Instagram: https://www.instagram.com/kerrodholland/LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 Are NRL players set up for life?0:50 The reality behind NRL contracts and tax1:13 Kerrod’s financial crash after football2:22 Why post career depression happens3:10 Why financial literacy programs fail players3:43 Sending money back home and family pressure4:18 The biggest financial mistakes players make4:50 Gambling culture inside rugby league6:06 Betting companies and the NRL ecosystem7:05 Can NRL players legally bet on games?8:13 What is the average NRL salary?8:43 The truth about player agent fees9:45 Players secretly reaching out for money help10:32 Kerrod’s simple advice for every athleteThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [[email protected]](mailto:[email protected])Follow usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, or tax advice.

In this episode of The Account Rant, John sits down with Scott Taylor, a behaviour profiling, security, safety and risk expert, to talk about lying in business.From client conversations and pricing discussions to interviews, sales meetings, body language, deception detection and trust, this episode breaks down how people reveal more than they realise.Scott explains why common body language myths are often wrong, what deceptive indicators can actually look like, why truth tellers convey while liars convince, and how business owners can become better at reading people without jumping to conclusions.They also discuss how trust is built, why reputation matters, how people use barriers in meetings, what business owners should look for in interviews, and why authentic communication is still the strongest long term strategy.Guest: Scott TaylorWebsite: https://praesidiumgroup.com.au/scott-taylor/Praesidium Risk and Resilience: https://praesidiumgroup.com.au/Instagram: https://www.instagram.com/itsscotttaylorofficial/LinkedIn: https://au.linkedin.com/in/scotttaylorcppNeed an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwThe Account Rant is a show where accountants and guests vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice.Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal business, legal, financial, tax, security or behavioural advice.

Welcome to Episode 3 of The CEO Breakdown with John Saade.In this episode, John breaks down the fallout from the Federal Budget and what the proposed tax changes could mean for everyday Australians, investors, small business owners and accountants.John covers ASIC style notices sent to business owners, negative gearing changes, CGT changes, pre 1985 assets, small business CGT concessions, the proposed $250 Working Australians Tax Offset, the proposed $1,000 standard deduction for work related expenses, and what the new Treasury bill may mean if it becomes law.He also responds to viewer comments and questions from the last episode, including family trusts, 47% tax concerns, property affordability, first home buyers, stamp duty, Australia’s complicated tax system, and whether these changes will really help everyday Australians.If you have a question for John, leave it in the comments and we may answer it in the next episode.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwStop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [[email protected]](mailto:[email protected])Follow usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Videos reviewed in this episode:Sam Gordon Propertyhttps://www.instagram.com/reel/DYPI0RBJSiY/?igsh=aWxiZTExMXNqbXo1Brittney Saundershttps://www.instagram.com/reel/DYV6xgzP_IG/?igsh=djY4Y3RjcWZ4aWhtOriginal audio and video content belongs to the respective creators. This episode includes commentary and discussion for educational and informational purposes.Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. The Budget measures discussed may be proposed, subject to change, or not yet law. Please speak to your accountant about your specific circumstances.

Can you claim a Louis Vuitton bag on tax? What about a Rolex, client lunch, staff gift, RM Williams boots, or a new phone?Cat and Jacob unpack some of the most misunderstood tax deductions business owners and individuals ask about.They cover luxury items, entertainment, client gifts, staff gifts, work clothes, technology, ATO red flags, GST refund audits, payment plans, penalty remissions, and why clean records matter more than ever.The big question is simple, what can you actually claim, and what could get you flagged?Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 Can you claim a Louis Vuitton bag?0:36 Is entertainment tax deductible?1:15 Business lunches and travel meals2:18 Why client lunches are usually not deductible3:37 Client gifts and tax deductions4:16 Staff gifts and the $300 rule5:08 Can you claim a Rolex?6:13 Are RM Williams boots tax deductible?7:21 Claiming phones, iPads and technology7:53 Will the ATO know what you claimed?8:48 GST refund audits and ATO scrutiny9:18 Why GST refunds are being reviewed closely10:09 What happens during an ATO audit?11:18 Refinancing ATO debt and payment plans12:54 When the ATO gets it wrong13:40 Primary production averaging issue14:30 ATO wait times and service standards15:26 Penalty and interest remission17:58 Why written ATO requests are frustratingStop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for general information and entertainment purposes only. It does not constitute formal accounting, tax, business or financial advice. Please speak to your accountant about your specific circumstances.

John Saade joined Arvos with Adam Peacock on SEN 1170 to break down the Federal Budget and what it could mean for everyday Australians, small business owners, investors and taxpayers.In this segment, John discusses the impact of the Budget on capital gains tax, family trusts, small business structures, tax planning, Payday Super, cash flow and why business owners should avoid making emotional decisions before the legislation is finalised.The key message is simple, do not panic, do not rush into selling assets or changing structures, and speak to your accountant before making any major financial decisions.Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 What does the Federal Budget actually mean?0:24 Does the Budget help or hurt everyday Australians?0:35 Capital gains tax, small business and trusts0:50 Tax relief for everyday workers1:05 Why changes may not hit your pocket straight away1:13 Reviewing investment and business structures1:32 When could the Budget changes take effect?2:22 Biggest takeaway for small business owners2:30 Why you should not rush into changes2:38 Capital gains tax and investment property concerns2:49 Waiting for the final legislation2:57 Why trusts may start to fade away3:16 Holding companies explained3:28 The biggest mistake people make after a Budget3:52 Do not react emotionally4:00 Focus on the controllables4:28 Payday Super changes from 1 July4:42 Why cash flow planning matters4:51 Tax planning before 30 June5:07 Free consultations for ABN holdersStop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [[email protected]](mailto:[email protected])Follow usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for general information and educational purposes only. It does not constitute formal accounting, tax, business or financial advice. Please speak to your accountant about your specific circumstances.

Most Australians have superannuation, but how many actually know where their money is invested, what fees they are paying, or whether their super is working properly for their future?In this episode of The Account Rant, John sits down with Kerrod Holland to unpack superannuation, investment fees, insurance inside super, concessional contributions, SMSFs, property through super, market risk, adviser responsibility, and why super may be one of the most powerful tax environments in Australia.They also discuss the risks of poor advice, SMSF horror stories, and why business owners and high income earners need to understand how super fits into their broader tax and wealth strategy.Guest: Kerrod Hollandhttps://tenexwealth.com.au/Instagram: https://www.instagram.com/kerrodholland/LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 Why superannuation matters right now0:08 Are Australians using their super properly?0:35 Fees, insurance and where your super is invested1:20 Why John loves superannuation1:40 The tax benefits of super2:32 Concessional contributions and reducing tax3:02 Super versus paying down the home loan3:25 Why super can be Australia’s best tax environment3:46 Should you self manage your super?4:06 When an SMSF actually makes sense4:27 Buying property through super4:42 The risks of managing your own super4:57 A shocking SMSF horror story6:33 Why you should never transfer money to an adviser6:53 Fraud, tax money and client trust7:24 Why one bad adviser should not ruin the industry7:41 What are you actually invested in?8:10 Do advisers stress over the markets?8:39 Australian market concerns and super portfolios9:21 Risk appetite and diversified investing10:30 Why advisers still carry responsibility11:00 Caring about client outcomes11:49 Managing volatility and downside riskThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, investment or tax advice.

Australia’s tax system is getting more complicated, and Kerrod Holland is not holding back.In this episode of The Account Rant, John sits down with Kerrod Holland to unpack the Federal Budget, negative gearing, CGT changes, first home buyers, business owners, tax rates, wealth building, and whether Australia is making it harder for people to get ahead.Recorded before all final 2026 Federal Budget details were confirmed. Since then, the Government has announced new tax relief, temporary fuel excise cuts, and proposed changes to negative gearing and CGT. The broader question still stands, has Australia’s tax system become too complicated?Guest: Kerrod Hollandhttps://tenexwealth.com.au/Instagram: https://www.instagram.com/kerrodholland/LinkedIn: https://au.linkedin.com/in/kerrod-holland-76696b133Need an accountant or just want to chat about your business?GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwCHAPTERS0:00 Federal Budget first reaction0:11 Why Kerrod thinks the Budget misses the mark0:27 Negative gearing and investor borrowing capacity0:49 First home buyers and the 5% deposit scheme1:40 Could first home buyers fall into negative equity?2:25 CGT changes and the 50% discount3:38 Is the middle class being punished?4:07 Small business owners and upward mobility4:51 Why income tax rates need a rethink6:47 The $250 tax relief debate7:09 Australia’s structural tax problem8:01 What business owners are saying right now8:20 Income splitting, family sacrifice, and business ownership9:47 CGT changes and startup businesses10:59 Brain drain, entrepreneurs, and moving offshore12:04 Private equity and investing in Australian founders13:08 Final verdict on the BudgetThe Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you are a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business enquiries, reach out to: [email protected] usTikTok: https://www.tiktok.com/@latitudeaccountantsInstagram: https://www.instagram.com/latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial, business, or tax advice.

GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwIn this episode of The CEO Breakdown, Fellow Chartered Accountant and Latitude Accountants CEO John Saade breaks down the federal budgetThis is practical insight from someone working directly with Australian businesses, investors, and families every day.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries:[email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.

Filmed before the 2026 Federal Budget. Since then, the Government has announced new tax relief, temporary fuel excise cuts, and major proposed changes to negative gearing and CGT. The broader question still stands, has Australia’s tax system become too complicated?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

This week on #TheLatChat, we sit down with Moe from Frontline Fitness, the founder behind @_frontlinefitness_, for one of the most powerful founder stories we have heard.From being kicked out of home at 18, to serving in the Australian Army, to building a gym and movement focused on ending burnout for parents, Moe’s story is about discipline, family, hardship, identity, business, resilience and doing the hard things when no one is watching.In this episode, John and Moe unpack military life, growing up in Sydney, the lessons Mo learned from his mum, building Frontline through COVID, the reality of running a boutique gym, why parents are burning out, and what it really takes to build a business with purpose.Need an accountant?GET A FREE CONSULTATION FOR ALL ABN HOLDERShttps://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwFor business [email protected] Latitude AccountantsTikTok https://www.tiktok.com/@latitudeaccountantsInstagram https://www.instagram.com/latitudeaccountantsWebsite https://latitudeaccountants.com.au/Connect with Frontline Fitnesshttps://www.instagram.com/_frontlinefitness_/https://www.instagram.com/moe_faour/Subscribe to The Lat Chat for real small business conversations, practical advice, and unfiltered founder stories.Chapters00:00 Intro00:05 Meet Moe from Frontline Fitness00:52 How a Lebanese guy from Sydney joined the army01:13 Being kicked out of home at 1802:16 The phone call that changed everything03:43 Reflecting on military service05:01 Soldiers, media and waiting for the process09:17 Being Muslim in the Australian Army10:56 Racism, identity and belonging13:53 Breaking the cycle as parents14:27 Moe’s mum and the story behind his purpose16:08 The biggest lesson from his mum19:14 Leaving the army and starting a business20:00 Bringing military brotherhood into a gym21:03 Coming back to Sydney and building Frontline22:59 Why doing hard things together builds community24:08 Ending burnout for parents25:37 The anti burnout roadmap26:53 The problem with quick fix weight loss27:48 John’s weight loss journey31:24 Why extreme diets do not last33:10 Frontline is more than sets and reps35:16 What it really takes to start a gym38:36 The hidden costs of opening a gym40:20 Cash flow, tax and paying yourself42:19 Why small business in Australia is ruthless43:57 Purpose, discipline and the three Ps44:38 Rapid fire questions46:20 Agree or disagree49:47 Can you be healthy while eating junk food?51:07 Moe’s powerlifting numbers52:30 Consistency, coaching and accountability58:50 Mo’s next 5 to 10 years59:30 Where to find Mo1:00:02 What does success mean?1:00:38 Moe’s question for the next guest

Australia’s 2026 Federal Budget has officially landed, but are everyday Australians actually better off?In this episode, the team reacts to the new tax offsets, the proposed $1,000 instant deduction, bracket creep, rising living costs, and whether the government’s “tax cuts” are really making a difference.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwWe break down:• The new $250 tax offset• The $1,000 instant deduction explained• Why bracket creep is quietly costing Australians more• Whether workers are actually ahead after inflation• Housing affordability and property prices• Cost of living pressures in 2026• Why some accountants think the budget is mostly optics• What these changes mean for business owners and employeesThis is not financial advice. Always seek professional advice based on your own circumstances.📍 Book a free consultation with Latitude Accountants🌐 Latitude Accountants🎙️ Subscribe for more Australian tax, business and finance breakdowns.⏱️ CHAPTERS00:00 Budget 2026 tax cuts announced00:33 Are Australians actually better off?00:56 The $1,000 instant deduction explained01:25 Is $250 enough to matter?02:23 Tax cuts vs bracket creep03:05 Why inflation is still hurting workers04:21 What the government gave vs what it took05:42 Who actually benefits from the new deductions?06:34 Will people stop using accountants for tax returns?07:27 Why accounting firms are shifting away from basic tax returns08:15 The real feeling of everyday taxpayers after the budget09:29 Will this help first home buyers?10:24 Are property prices about to correct?11:13 Immigration, housing demand and affordability11:56 Final verdict, good or bad budget for workers?OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.#Budget2026 #AustralianBudget #TaxCuts #CostOfLiving #AccountantsReact #AustralianTax #PropertyMarket #FederalBudget #BusinessOwners #Australia

Australia’s 2026 Federal Budget has proposed major changes to discretionary family trusts, including a potential new 30% minimum tax rate from 1 July 2028.In this episode, the team breaks down what the proposed trust changes could mean for business owners, investors, families, and everyday Australians.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwWe discuss:• The proposed 30% minimum tax on family trust distributions• Whether family trusts are still worth it• Tax planning strategies business owners currently use• Why some believe this targets wealth creation• How the changes could impact borrowing capacity, investing and small business• Whether wealthy Australians may leave for lower tax countries• Section 100A, company structures and trust distributions explained• The fairness debate around trust income splittingThis is not financial advice. Always seek professional advice based on your own circumstances.📍 Book a free consultation with Latitude Accountants🌐 Latitude Accountants🎙️ Subscribe for more accounting, tax and business breakdowns.⏱️ CHAPTERS00:00 Budget 2026 trust changes begin00:23 Initial reactions to the new trust tax proposal01:06 Is this targeting wealthy Australians?02:14 Are family trusts unfair?03:00 Will trusts still be worth using?03:47 Why families distribute income through trusts04:50 The difference between wages and trust distributions05:19 Are trusts designed to favour wealthy people?06:13 Will wealthy Australians leave the country?07:46 How much tax revenue will this raise?08:04 Section 100A and the Bendel decision explained08:38 What counts as “wealthy”?09:24 Are business owners getting an unfair advantage?10:06 Concerns about future tax increases10:45 Why high taxes can push risky behaviour12:06 Final verdict, for or against the trust changes?OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.#FamilyTrust #Budget2026 #AustralianBudget #TaxChanges #AccountantsReact #SmallBusinessAustralia #TaxPlanning #BusinessOwners #AustralianTax #Trusts

Capital gains tax changes are one of the biggest talking points from Budget 2026, and in this episode, the accountants react in real time.The proposed changes include replacing the 50% capital gains tax discount with an inflation based discount, along with a minimum 30% tax on capital gains from 1 July 2027. But what does that actually mean for property investors, business owners, startup founders, share investors and everyday Australians?In this discussion, the team breaks down the potential impact of the CGT changes, including who may be better off, who may be worse off, and why the changes could matter well beyond property.They cover:Capital gains tax explained in simple termsThe 50% CGT discount and why it is controversialHow inflation based indexation could change the way gains are taxedWhy property investors may not be the only ones affectedThe potential impact on business owners and startupsThe minimum 30% tax on capital gainsReal examples using property, shares and business salesWhether these changes are fair, unfair or necessaryThis video is general commentary only and should not be taken as personal financial or tax advice. Speak with a qualified accountant or tax adviser before making financial decisions.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwSubscribe for more tax, business and accounting breakdowns from Latitude Accountants.Chapters0:00 Budget 2026 and the capital gains tax announcement0:41 First reaction to the CGT discount changes0:55 Why the current CGT discount can feel unfair1:30 The return of indexation and why it matters1:48 Could business owners lose the CGT discount too?2:37 Budget night warning, what still needs to be confirmed3:09 Minimum 30% tax on capital gains3:55 What happens when a business owner sells?4:45 The counter argument, investment income versus labour income5:18 Will business owners leave Australia?6:32 Why workers may feel the system is unfair8:18 Real property example before and after the CGT changes9:52 When the new system could actually help investors10:42 Who could be hit hardest by the CGT changes?11:29 John’s first share market story13:05 Final verdict, for or against the CGT changesOUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.#CapitalGainsTax #Budget2026 #CGT #AustralianTax #PropertyInvesting #BusinessOwners #AccountantsReact #LatitudeAccountants

Budget 2026 has triggered one of the biggest property and tax debates Australia has seen in years.In this episode, the Latitude Accountants team breaks down the proposed negative gearing changes, what they could mean for property investors, borrowing capacity, house prices, first home buyers, and whether these changes will actually improve housing affordability.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwWe discuss:• Why wealthy investors may not actually be affected• How negative gearing really works• Why borrowing capacity could fall dramatically• The impact on Sydney and Melbourne property markets• Whether this could hurt first home buyers instead• Why some accountants believe negative gearing encourages speculation• The future of new builds and property development in AustraliaThis is not financial advice. The discussion is general in nature and based on proposed policy announcements at the time of recording.If you enjoy practical Australian business, tax and property content, subscribe to Latitude Accountants for more weekly episodes, podcasts and breakdowns.⏱️ CHAPTERS00:00 Budget 2026 and negative gearing explained00:27 What is actually changing?00:37 Why wealthy investors may not care01:30 Why rich investors usually are not negatively geared02:02 Is negative gearing actually a bad strategy?02:48 Will these changes really matter?03:20 The problem with interest only investing04:09 Does negative gearing manipulate the market?04:26 Borrowing capacity concerns explained05:02 Could this affect Australian property prices?05:26 Why new builds are still expensive06:13 Michael’s thoughts on the changes06:50 Will blue chip Sydney property be affected?07:39 The impact on first home buyers08:34 Are Australian property prices too high?08:56 Why the government is targeting CGT and negative gearing09:59 Immigration and housing demand discussion10:17 Property prices vs wages since 199910:48 Final verdicts from the panel📍 Latitude AccountantsOUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.#negativegearing #Budget2026 #AustralianProperty #PropertyInvesting #TaxAustralia #LatitudeAccountants #CGT #PropertyMarket #AustralianBudget #RealEstateAustralia

Labor has handed down the 2026 Federal Budget — and we watched it live so you don't have to dig through the noise. In this episode, our Chartered Accountants give their unfiltered first reactions: what they liked, what surprised them, and what they think it actually means for everyday Australians, business owners, and investors.GET A FREE CONSULTATION FOR ALL ABN HOLDERS 👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwInside this episode:-Who the real winners and losers are in this budget-The $250 cost of living payment — is it actually enough?-Why moving back to indexation is actually a big deal-The business loss carryback and why it matters for business owners-The 30% minimum tax on trusts and what it means for families-The $1,000 general expense deduction and how it affects your return-Our live thumbs up or thumbs down verdict on the budgetThis is raw, practical insight from Chartered Accountants working directly with Australian businesses, investors, and families every day — no spin, just straight talk.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/Follow Latitude Accountants:TikTok 👉 https://www.tiktok.com/@latitudeaccountantsInstagram 👉 https://www.instagram.com/latitudeaccountantsWebsite 👉 https://latitudeaccountants.com.au/For business enquiries: [email protected]: This video is for educational and entertainment purposes only and does not constitute financial, lending, legal, or tax advice. Please seek professional advice before making financial decisions.

The RBA has raised the cash rate to 4.35%, and Australians are starting to feel the pressure.In this episode of The CEO Breakdown, Fellow Chartered Accountant, business owner, and dad John Saade breaks down what the latest interest rate rise actually means for small business owners, property investors, first home buyers, and everyday Australians trying to get ahead financially.We discuss:• Why the RBA raised rates again• How borrowing power is being reduced• The impact on cash flow and business profitability• What rising interest rates mean for property investors• Why first home buyers are struggling more than ever• The mistakes Australians should avoid right now• What John would personally focus on in this economyNo corporate jargon. No mainstream media spin. Just practical conversations and real world financial insight from someone working directly with Australian businesses, investors, and families every day.Follow Latitude Accountants:Instagram: https://www.instagram.com/latitudeaccountantsTikTok: https://www.tiktok.com/@latitudeaccountantsWebsite: https://latitudeaccountants.com.au/Disclaimer: This podcast is for educational and entertainment purposes only and does not constitute financial, tax, lending, or investment advice.

Capital Gains Tax is under the spotlight again… and property investors should be paying attention.Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.In this episode of The Account Rant, we break down what’s being discussed around Capital Gains Tax (CGT), the potential shift toward indexation, and what it could mean for property investing in Australia.We cover:How the 50% CGT discount actually worksWhy some experts say it doesn’t make senseWhat indexation is and how it comparesHow tax policy shapes investor behaviourThe reality behind Australia’s obsession with propertyWhether changes could impact prices, rents, and investment decisionsThere’s a lot of noise around tax reform right now. This episode cuts through it and explains what’s fact, what’s opinion, and what you should actually be thinking about.Whether you’re a business owner, investor, or just trying to understand how the system works, this is a conversation worth having.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Are You Lazy?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Lets Talk About ItNeed an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

What do you think?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

What do you think about side hustles? Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

This week on #TheLatChat, we sit down with Lepa Flaiban from Burek on Wheels, a Sydney-based food truck and catering business helping foodies experience authentic Balkan flavors without the flight to Europe. Since 2021, Lepa has been on a mission to promote her heritage through traditional pastries, workshops, and her signature natural bottled chocolate milk, "Baba's Milk."Need an accountant?GET A FREE CONSULTATION FOR ALL ABN HOLDERShttps://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwFor business [email protected] Latitude AccountantsTikTok https://www.tiktok.com/@latitudeaccountantsInstagram https://www.instagram.com/latitudeaccountantsWebsite https://latitudeaccountants.com.au/Connect with Burek on WheelsWebsite https://www.burekonwheels.com.au/Instagram https://www.instagram.com/burek_on_wheels/Buy Baba's Milk https://babasmilk.com/Subscribe to The Lat Chat for real small business conversations, practical advice, and unfiltered founder stories.

Find a good one Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Where is all the petrol?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

What are your thoughts?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Lets get into it...Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Lets talk cars...Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Small Business Heroes, we’re back This week on #TheLatChat we sit down with Lachlan and Ashlinn from CarSavvy, an Australian car subscription platform helping drivers get on the road without the stress of traditional car ownership.We dive into how they built the app, what it really takes to scale a modern startup in Australia, and the lessons most founders learn the hard way about cash flow, growth, and risk.If you’re a small business owner, tradie, or entrepreneur looking to level up, this episode is for you.Need an accountant?GET A FREE CONSULTATION FOR ALL ABN HOLDERShttps://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzwChapters0:00 Meet CarSavvy7:20 Why standard logbooks are outdated9:00 Digitised vs paper based systems10:50 Logbook savings explained12:50 How AI will reshape the industry20:30 Top app features24:00 What it takes to build an app30:00 Biggest challenges34:00 Should we quit?44:50 Final questionFor business [email protected] Latitude AccountantsTikTok https://www.tiktok.com/@latitudeaccountantsInstagram https://www.instagram.com/latitudeaccountantsWebsite https://latitudeaccountants.com.au/Connect with CarSavvyWebsite https://carsavvy.app/Instagram https://www.instagram.com/carsavvy.app/Subscribe to The Lat Chat for real small business conversations, practical advice, and unfiltered founder stories.

How much can i claim while i am travelling? Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

No receipt? Can you still claim things without it?Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/form/GENERALENQUIRYFORM/formperma/VYEBrsCV_ompEVvnkA0eygWlJxXO5OajFsjjngf_jzw The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/accounting-services/For any business inquiries, reach out to: [email protected] us TikTok - https://www.tiktok.com/@latitudeaccountants Instagram - https://www.instagram.com/latitudeaccountants Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Do you want to pay your kids through your business? Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/... The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/ac...For any business inquiries, reach out to: [email protected] us TikTok -   / latitudeaccountants   Instagram -   / latitudeaccountants   Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Michael and Patrick actually went there...Need an accountant or just want to chat about your business? GET A FREE CONSULTATION FOR ALL ABN HOLDERS👉 https://forms.zohopublic.com/john205/... The Account Rant is a show where accountants vent on different topics. It is an honest and informal conversation intended for discussion and entertainment only. Views expressed are personal opinions and should not be taken as professional advice. Any examples, numbers, or figures mentioned may be inaccurate or simplified and should not be relied on.Stop guessing with your taxes. Whether you’re a sole trader or a company, let’s get your strategy sorted before the ATO sends that scary letter.OUR SERVICES 👉 https://latitudeaccountants.com.au/ac...For any business inquiries, reach out to: [email protected] us TikTok -   / latitudeaccountants   Instagram -   / latitudeaccountants   Website - https://latitudeaccountants.com.au/Disclaimer: This video is for educational and entertainment purposes only and does not constitute formal financial or tax advice.

Small Business Heroes! We have some exciting news for episode 37 with our next guest Catarina Santini! Tune in to find out all the new things happening at Latitude Accountants. #TheLatChat Chapters 0:00 – Catarina Santini2:30 – Mother, Wife & Business Owner5:15 – Myths about Regional Business9:30 – Merging Support12:30 – Farming Business Practises22:00 – Technicians and Operators27:00 – Seasonal Numbers and Advising31:00 – Life and Numbers35:50 – Parenting and Time Management42:00 – Accounting and Relationships48:30 – Better Surroundings, Better Results52:15 – Helping Others Reach Their Goals Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Episode 36 sees Jacob sit down with Titan Fitness founder, Mets Analin. Mets gives great fitness advice, business knowledge, and insight to the world of nutrition. #TheLatChatChapters 0:00 – Mets Analin5:45 – Taking Risks with Inexperience10:45 – Building Verticals and Services15:15 – Empowering People Through Culture22:15 – Motivation v Discipline28:25 – GHK-CU Supplements35:00 – You Need Activity38:15 – Industry Looks and Health43:00 – Simple Nutrition48:45 – Charlie Teo53:20 – The Benefit of Interviewing1:00:00 – Helping People1:09:00 – Life ChangeConnect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! 127 professional bouts, 6,000 rounds of sparring, and a trophy room full of championships. Peter "The Chief" Graham sits down for episode 35 to talk about his fight career and life after leaving the sport. #TheLatChatChapters 0:00 – Peter “The Chief” Graham3:45 - Fighting Fear8:40 – Sacrificing to be Champ14:15 – Perfect Practice Makes Perfect20:50 – Follow Your Dreams and Burn the Boats30:00 – K1, MMA or Boxing Paydays34:45 – Spanian’s Kickboxing39:00 – Why Become a Fighter44:00 – Post-Fight Career49:30 – The Real Estate Game59:30 – The Property Dream1:07:30 – Safety in PropertyFollow Peter: https://www.instagram.com/peterthechiefgrahamhttps://imc-prospect.com.au/Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! On episode 34, John and Jacobsit down to talk about what they know best: Tax and helping small businesses. Yet, every business own can make the mistakes that ultimately destroy their business, so the guys talk about how you can avoid those mistakes. #TheLatChat Chapters 0:00 – Fishing and Hunting Adventures5:30 – Bad Business Habits12:10 – Pricing Tips21:00 – Brands in the E-Comm Space25:30 – The Director’s Wage31:30 – Hitting Weekly Targets39:45 – How to Run a Successful Business48:30 – Warning Signs for Businesses53:15 – Urgency with the ATO1:00:00 – What Liquidation Looks Like Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! John sits down for episode 33with Hendri Rachman of Ace Property to talk everything about the Sydney property market and how you can get your foot in for your first investment property. #TheLatChat Chapters 0:00 – Hendri Rachman3:00 – Rapid Fire9:15 – Choosing Entrepreneurship15:45 – The Boom is Over20:55 – Property Passive Income26:50 – No 20% Deposit32:30 – The Psychology of WealthBuilding38:20 – The Advantage ofSuperannuation47:10 – A Passion to Help Aussies53:45 – Stress in Having a Big Vision Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Latitude’s marketing managerfinally gets his time in front of the camera. Jacob and Nathan cover everything from online businesses, useless university degrees, and creating leads digitally for your business. #TheLatChat Chapters 0:00 – Marketing with Nathan Lobb8:00 – New Businesses Need to Be Online16:30 – University Degrees are a Waste20:45 – Marketing is Easy24:00 – Never Delete Negative Comments29:45 – Business Owner v Worker35:15 – Useful AI37:40 – Securing Your Leads43:10 – ChatGPT is Essential46:45 – What is Valuable Content?49:00 – Boring Marketing Works56:15 – Who to Hire in Marketing1:05:00 – The Marketing Hack Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Jacob sits all the boys down for another big episode of The Lat Chat. The guys talk money and happiness, whether tradie jobs really are that hard, play Guess the Price, and argue some big Aussie topics. #TheLatChatChapters 0:00 - The Whole Squad!1:45 - Money Brings Happiness5:25 - Office Jobs v Tradie Jobs11:30 - Cash Jobs are OK?!13:30 - Lazy Remote Workers19:00 - AI Will Take Over26:15 - Guess the Price: Labubu32:00 – Hermes38:30 – Mercedes Benz41:10 – KFC Zinger Box42:30 – iPhone 17 Pro Max46:30 – Rugby is the Best Kids Sport52:30 – Sydney is Over Populated58:50 – Who’s More Valuable?1:01:00 – The Birth Rate Problem1:03:50 - $10,000,000Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Toufic and Jacob sit down forepisode 30 to talk about why you are so busy, but still aren’t hitting the targets you’ve been setting. You’ll learn to check your numbers, why faith is important, and how we can fix the problem with small Australian businesses. #TheLatChat Chapters 0:00 – Toufic is Buying a Lamb3:45 – Rapid Fire Questions7:30 – CHECK YOUR NUMBERS!!16:15 – Fail to Plan18:15 – Hire Staff at the Right Time23:00 – Your First Year of Business27:00 – You NEED a Good Accountant31:30 – Revenue Needs to Change38:00 – Fixing the Australian Problem41:00 – A Loss of Faith46:00 – Loving Work as an Employee50:45 – Families Can FIX This53:00 – Cross Out What’s Not in Line Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Episode 28 has the guys talkingabout our favourite time of the year: Tax Time! They get into this, how to get the most out of your money in Sydney, the RBA holding, how to forecast for the next financial year, and how your small business can save your family’s future.#TheLatChat Chapters 0:00 – It’s Tax Time3:30 – RBA Holding10:45 – Forecasting & Budgetingfor 202613:30 – Don’t Leave Work Early!21:00 – Work the Bare Minimum26:45 – 15 Minute Meetings33:00 – Collaboration is Overrated36:00 – Let’s Play Wavelength49:30 – Never Charge Mates Rates54:15 – Uber Eats Fringe Benefits56:00 – Is $110,000 Enough?1:00:00 – Sydney is Worth the Price Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! For episode 28, the guys are joined by Arkadiusz Bryl from RKDS to talk about the Sydney property market, property advice, how you look at property, and the value of controlled debt. #TheLatChat Follow Arkadiusz at: @_rkds Chapters 0:00 – Arkadiusz Bryl1:30 – The Client’s Best Interest6:00 – Does Property Always Go Up?10:20 – RKDS15:45 – Property: The Unfinancial Product23:15 – How Money Beliefs Change30:00 – The Value of Debt36:15 – Buying Property is Extremely Difficult43:40 – Financial Advice Should Be FREE47:00 – A Rigged Property Market50:00 – Blue Chip Properties1:00:45 – Rentvesting Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! The guys from DNM Digital joinepisode 27 to talk about what your business needs to market well on the online space. They tell their story, answer some agree or disagrees, and give some valuable insight to help with your marketing strategies. #TheLatChat Follow the team at DNM Digital at: @dnm.digital Chapters 0:00 – DNM Digital2:15 – The Business Journey9:30 – Building the Right Team15:30 – Understand Your Numbers18:45 – DNM Genuinely Care23:00 – High Skill v Low Skill26:30 – Marketing Agency Lies33:30 - $3000 Marketing Spend38:00 – When Comfort Kills Growth43:00 – Personal Brands49:00 – Biggest Money Wasters55:00 – The Red Ocean Strategy59:15 – Data Held Hostage1:03:30 – Internal v ExternalMarketing1:10:30 – Marketing Strategy Sessions Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! On episode 26, Chebbo of thefamous Chebbo’s Burgers joins the guys for a chat about how he got started and rankingthe best food hot spots in Sydney. A blackout almost ruins everything, but youdon’t want to miss this episode of #TheLatChat Follow Chebbo at: @itschebbo Chapters 0:00 – Chebbo3:00 – Starting as a Side Hustle8:15 – Ranking Sydney Food Hot Spots11:00 – What’s So Good About Chebbo’sBurgers?15:00 – Spanian Visits Chebbo’sBurgers17:00 – Agree or Disagree22:00 – The Easter Show Experience27:00 - BLACKOUT!28:00 – The Brutality of Hospitality32:45 – Accounting Degrees areUseless35:30 – Social Media v Food Quality39:30 – A Good Product is Essential45:15 – Opening Another Site48:30 – Low Cost Hospitality54:45 – Narrow Down Your Products Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Nathan Yung of @thebusinessbubble joins the boys to talk marketing, pickleball, movies, and how you can get the most out of your Temu purchases. It’s all here on episode 25 of #TheLatChat Follow Nathan at: @thebusinessbubble Chapters 0:00 – Nathan Yung6:20 – A Marketing Passion12:00 – The Chemist Warehouse Effect15:00 – Blind Boxes are OVERRATED16:30 – Your Modern-Day Business Card22:30 – The Best Marketing in the World27:00 – What’s with Pickleball?!31:45 – Nathan’s Movie Picks35:50 – Don’t Mess with the Formula38:30 – Who is Manipulated More by Marketing?46:20 – Discounts are a Psychological Scam50:50 – Brand Loyalty54:30 – Influencer Marketing is NOT the Future58:30 – Business Driven Content Brands1:05:00 – I Don’t Understand Temu1:11:15 – What are You Proud of? Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountants Podcast: https://spotify.link/sPJJzb3B2Db

Hello Small Business Heroes! Nick Betar joins the boys forepisode 24 to talk about what it takes to start a podcast, the differences between the good and bad shows, how to create meaningful content, and how to find purpose and value in your business. #TheLatChat Chapters 0:00 – Nick Betar2:15 – Agree or Disagree12:45 – Meaningful Content18:00 – Tapping into Your Purpose21:00 – From Air Con to Podcasts24:40 – Valuing What You Do28:45 – Dads and Their Sons32:20 – Interviewing with Feelings38:15 – Well Thought Out Opinions43:30 – Losing the Rugby League Dream49:15 – Play the Long Game Connect with Us! Website: latitudeaccountants.com.au Instagram: instagram.com/latitudeaccountants TikTok: tiktok.com/@latitudeaccountantsPodcast: https://spotify.link/sPJJzb3B2Db