New company pays you for bad weather. Here’s how it works

Whether you are enjoying a “staycation” or going out of town, a rainy day can ruin your outdoor plans. That’s where Sensible Weather comes into play. The service allows you to insure your trip for about 10% of the total cost. Then, if it rains up to a certain threshold, you get up to 100% of your money back. The founder, Dr. Nick Cavanaugh, said Sensible Weather works with theme parks and particularly water parks. Here in Central Florida the company partners with the Coco Key Hotel & Water Park. Sensible Weather said it also focuses on concerts, camping, boat rentals and skiing and is available in all 50 states. This past summer, it expanded internationally. You can buy the protection while purchasing your experience or add it after the fact. If it does happen to rain, you can wait it out and still be reimbursed for the bad weather. “It’s built specifically for protecting experiences and maximizing what you can get out of a given day,” Cavanaugh said. After further expanding its rain coverage, Cavaugh said Sensible Weather plans to focus on heat waves next. To learn more about Sensible Weather and protecting your vacations and events check out Talk To Tom. You can download it from wherever you listen to podcasts or watch it anytime on News 6+.