EPISODE · Feb 20, 2026 · 10 MIN
New Lending Rules Explained: DTI Limits & Borrowing Power
from Wealth Coffee Chats · host Jason Whitton
New lending rules and rising interest rates are changing how investors access finance. In this episode, we explain the impact of higher rates, the new debt-to-income (DTI) lending limits, and why borrowing capacity is becoming more restricted for property investors. You’ll learn how lenders calculate DTI, how it affects refinancing and portfolio growth, and the strategies investors can use to navigate the new lending environment. A must-watch for anyone focused on property investing, finance, and long-term wealth strategy.
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New Lending Rules Explained: DTI Limits & Borrowing Power
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