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New Lending Rules Explained: DTI Limits & Borrowing Power episode artwork

Feb 20, 2026 10 min

New Lending Rules Explained: DTI Limits & Borrowing Power

from Wealth Coffee Chats Hosted by Jason Whitton

New lending rules and rising interest rates are changing how investors access finance. In this episode, we explain the impact of higher rates, the new debt-to-income (DTI) lending limits, and why borrowing capacity is becoming more restricted for property investors. You’ll learn how lenders calculate DTI, how it affects refinancing and portfolio growth, and the strategies investors can use to navigate the new lending environment. A must-watch for anyone focused on property investing, finance, and long-term wealth strategy.

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New Lending Rules Explained: DTI Limits & Borrowing Power

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This episode is 10 minutes long.

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This episode was published on February 20, 2026.

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