New Tax Bill, Builder Incentives & Mortgage Pressures: What’s Driving the Market in Mid-2025

New legislation, shifting buyer behavior, and stubborn mortgage rates are all shaping the real estate landscape. In this episode, Ruben Gonzalez and Gabi Brennesholtz unpack the latest tax bill and its implications for homeowners and investors, explore emerging trends in inventory, price reductions, and new construction, and provide timely guidance for navigating today’s complex market. Whether you're advising clients or considering a move, this episode offers actionable insights to help you stay competitive and informed.In this episode, you’ll learn:What the recent tax bill means for mortgage interest deductions, standard deductions, real estate investors, and homeownersWhy increased inventory and price reductions aren’t necessarily translating into higher home salesHow shifting buyer and seller motivations are driving a rise in delistings and longer days on marketWhat new construction trends reveal about pricing strategy—and how resale homes can stay competitiveHow rising inflation and global tariffs could keep mortgage rates elevated through year-endWhat assumable mortgages are and how they can benefit both buyers and sellers in today’s high-rate environment_______________________________________________________________________Timestamps:00:27 What the new tax bill means for mortgage interest deductions and standard deductions02:19 Key tax benefits for real estate investors, including bonus depreciation and opportunity zones05:23 June housing data: Why home sales remain flat despite rising inventory07:14 The rise in delistings and what it reveals about today’s sellers10:41 How new construction is reshaping local pricing strategies and buyer expectations12:10 Inflation concerns and their impact on mortgage rates and first-time buyer affordabilityThis podcast is for general informational purposes only. The views, thoughts, and opinions of the guest represent those of the guest and not Keller Williams Realty, LLC and its affiliates, and should not be construed as financial, economic, legal, tax, or other advice. This podcast is provided without any warranty, or guarantee of its accuracy, completeness, timeliness, or results from using the information.