No Harm, No Foul

from RISK! Hosted by Kevin Allison

At twenty-four, Allen Fetters is blindsided by the worst gallstone attack of his life. Too stubborn to call 911 or even a friend, he decides to drive himself to the ER, floors it down an empty road of green lights, on a collision course with a man on a bicycle crossing the intersection ahead of him. Then Richard Velazquez rewinds to Christmas Eve, 1989, eighteen and riding shotgun in his mentor's prized 1964 Mercedes after a night of cocaine, rum, and reggaeton on repeat. On the snowy New Jersey Turnpike, with three other people in the car, he hears a whooshing sound and a tremendous bang. Thanks to So Say We All in San Diego, whose live show is where Richard first brought this story to an audience. Leave your comments on the stories and find episode details and music credits at risk-show.com/podcast/no-harm-no-foul Be Part of RISK! 🎟 See RISK! live⁠ tonight (September 8, 2026) in New York City! ✍️ Pitch your story⁠ ❤️ Support us on Patreon⁠ 💵 Make a one-time donation⁠⁠ via PayPal or Zelle to [email protected] 📚 Shop merch or the RISK! book⁠ 🎓 Take storytelling classes with us⁠ 🎥 Hire Kevin as a coach or get personalized videos

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No Harm, No Foul

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This episode was published on September 8, 2026.

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