No more card surcharges from October: How RBA’s decision can affect your daily spending

The extra cents added when you pay for a coffee with your card will soon be a thing of the past, as RBA announces reforms to remove surcharges on debit, credit and prepaid card payments across networks like eftpos, Visa and Mastercard from October 2026. In this podcast, we explore what this means for consumers, small businesses and the wider payments ecosystem, with insights from chartered accountant and fintech professional Sahil Kansal on potential savings, business impact and changing spending habits.