Not Enemies of the People (Breathing Space, Part 1)

What this episode covers

The Debt Respite Scheme, commonly known as 'breathing space,' has been in place for over three years, and has been the subject of numerous court judgments in that time. But what is the overall impact of those cases? Have they served to strengthen the scheme, or undermine it? Andy and Antonio are joined by Luke Oliver of the Specialist Debt Advice Service at Shelter for the first part of this two-part discussion of breathing space and the court decisions that have shaped it. Court cases cited in this episode: Brake & Anor v Guy & Ors [2022] EWHC 2797 (Ch) Carter v Davies [2024] EWHC 1536 (Ch) Kaye v Lees (2) [2023] EWHC 152 (KB) Kaye v Lees (3) [2023] EWHC 758 (KB) West One Loan v Salih [2022] (unpublished, Central London County Court) - summary on Shelter Legal Other links: Debt Respite Scheme regulations Shelter Specialist Debt Advice Service - sign up for their ebulletin Join the IMA

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How long is this episode of Debt Reckoning?

This episode is 37 minutes long.

When was this Debt Reckoning episode published?

This episode was published on July 19, 2024.

What is this episode about?

The Debt Respite Scheme, commonly known as 'breathing space,' has been in place for over three years, and has been the subject of numerous court judgments in that time. But what is the overall impact of those cases? Have they served to strengthen...

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