NY Tort Reform and Your Car Insurance with Lauren Zelt

Send us Fan MailWestchester County residents pay some of the highest auto insurance premiums in the country. Today, Jim sits down with Lauren Zelt of PACT — Protect Access to Consumer Trials — to explain the direct connection between lawsuit abuse, staged accidents, and the rates on your bill. With Governor Hochul pushing sweeping tort reform in the 2026 state budget, this conversation could not be more timely.(0:00) What is PACT and why was it launched with a $10 million national campaign (2:27) How billboard attorneys trap injured clients in predatory loan agreements (5:25) Third-party litigation funding and how outside investors change case incentives (6:49) Where New York's tort reform fight stands right now — and what stalls means for your rates (7:40) The staged accident epidemic: New York ranked second in the nation for insurance fraud (11:52) What every Westchester resident should know before calling a number off a billboardTo learn more about PACT visit protectingamericanconsumers.org.Subscribe to The Westchester Brief newsletter at iliveherewestchester.comSupport the showI Live Here Westchester is a production of I Live Here Media.We spotlight the voices, visionaries, and stories that make Westchester County more than just a place to live—it’s a place to belong.Have a guest suggestion or want to partner with us?Email: [email protected]: www.iliveheremedia.comFollow us on Instagram: @iliveheremediaSubscribe, rate, and share to support local storytelling.