OD #21 - What Everyone's Got Wrong About the 2026 Property Changes

Negative gearing is “gone” is the loudest headline, and it is also the fastest way to make a bad decision. We sit down and sort the facts from the noise around the 2026 property tax changes and what flows into 2027, including who is actually affected, which investors are grandfathered, and why the definition of a “new build” matters more than most people realize.We walk through the new negative gearing rules for residential property, how quarantining rental losses changes cash flow, and what kinds of developments may still qualify for full tax treatment. Then we unpack the capital gains tax shake-up: moving away from the 50% CGT discount toward cost base indexation plus a minimum tax rate, and why inflation and your holding period can flip the result from better to worse. If you are thinking about selling, holding, or buying again, the math has changed and timing now matters.We also cover the SMSF bombshell: self managed super funds can still own residential property, but new limited recourse borrowing arrangements for residential purchases are off the table. That pushes many investors toward paying cash inside super or considering commercial property, which remains borrowable but demands careful tenant and location due diligence. Our bottom line is simple: tax rules change, but great property investing still comes down to fundamentals, not chasing deductions.If this helped, follow the show, share it with a friend who is confused about the new rules, and leave a review so more investors can find clear guidance.Did you like this episode?Support the show🎧 Enjoyed this episode? Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates. Explore more at www.assetroad.com.auTop 10 Finance Podcasts in Australia on Feedspots ranking- https://podcast.feedspot.com/australian_personal_finance_podcasts/Disclaimer: The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.