Official: Property Has Been Smashed, The Worst It’s Ever Been

Send us Fan Mail👉 BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya👉 Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest👉 Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/melbaptcalculator🔗 Grab the free budget calculator + Melbourne apartment suburb-ranking tool in the links below.Two weeks on from what we're calling the worst budget for property investors in our lifetimes, we sit down to unpack exactly what changed and what you need to do about it.The government has removed negative gearing on existing properties, overhauled capital gains tax with a new indexation method, introduced a 30% minimum tax and changed how trusts and family distributions work. On top of that, the RBA has hit investors with three back-to-back rate rises. Borrowing power has been smashed, and the rules of the property game have flipped almost overnight.In this episode we go deep on the three major changes, the 1% capital-growth "break-even" rule between new and existing property, who the relative winners and losers are (hint: SMSFs and yield-focused assets just got more attractive), and why borrowing capacity is dropping by hundreds of thousands of dollars for many investors.But here's the big message: this is noise. Your individual plan still matters most and uncertainty like this is often a golden window of opportunity for decisive buyers.Chapters00:00 - 00:38 Introduction00:38 - 02:12 The Worst Budget for Investors02:12 - 03:54 Two Weeks to Digest It03:54 - 05:59 Negative Gearing Changes Explained05:59 - 08:24 Should You Buy New?08:24 - 10:42 Grandfathering & Transition Rules10:42 - 14:12 The New CGT Indexation Method14:12 - 18:03 The 30% Minimum Tax Trap18:03 - 20:08 Why SMSFs Just Won20:08 - 23:40 Borrowing Power Gets Smashed23:40 - 26:29 The Big Shift to Yield26:29 - 28:03 Sell-Down & PPOR Strategy28:03 - 30:54 They Smashed Your Home Value30:54 - 32:26 What You Should Do Now32:26 - 34:06 Final Takeaway#PropertyInvesting #NegativeGearing #AustralianProperty #RealEstateAustralia #PropertyMarketThis video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au