Offsets, Redraws and Rate Shock: Stop Donating Extra Interest to Your Bank

Mel and Hunter from The Brokerage join the show to unpack the current interest rate environment, why the cash rate and bank bill swap rate matter, and who is feeling the most pain from rising repayments right now. They walk through practical levers to pull with your existing lender, when to threaten to leave, and how refinancing and structuring your loans well can help you get ahead faster without sacrificing your broader financial goals.See omnystudio.com/listener for privacy information.