OFW Story: Michelle’s Journey as a Nurse moving from UK to Australia

Sa episode na ito ng Moneyfesting with Manong George, kasama natin si Michelle Soriano-Mergal—isang OFW nurse na nag-start sa UK noong 22 years old at nag-stay ng 14 years. Dito niya ibinahagi ang journey niya from Tagum City to UK, kung paano niya na-manage ang finances kahit malaki ang kaltas sa unang sweldo, at kung paano niya nag-invest sa property. Pero after 14 years, may curveball: napagod siya, nawalan ng motivation, at naramdaman ang “missing piece.” Kaya nag-decide silang mag-move sa Australia para sa better weather, work-life balance, at beach life.Pinag-usapan namin ang pag-handle ng unang paycheck, pag-set ng boundaries sa padala, at UK vs. Australia comparison—from weather to work culture to financial flexibility. Dahil goal-oriented at go-getter si Michelle, maraming practical tips dito tungkol sa pag-ipon, property investment, at kung paano mag-decide nang hindi based sa validation ng iba. Kung OFW ka na nag-ba-balance ng pera, family, at personal happiness, marami kang mapupulot dito.​​​​​​​​​​​​​​​​In this episode:Journey ni Michelle: From Tagum City → Ateneo Nursing → UK → Australia after 14 yearsFirst impressions sa UK: culture shock, gloomy weather, snow, at yung iconic “lovely” misunderstandingMoney struggles nung baguhan with laking kaltas sa unang sweldo, cup noodles survival, pero nag-save agad ng 50-70%Setting boundaries sa padala kasi siya rin ang backup plan ng pamilyaUK vs. Australia comparison: weather, food, work culture, salary, work-life balanceWhy Australia: beach, outdoor lifestyle, sun, better vitamin D, at yung “missing piece”Lesson sa pera: spend below your means, kung hindi mo kaya i-cash huwag muna, delay gratificationMoney mistakes: bumili ng pangyabang, keeping up with the Joneses, seeking validation from othersMoneyfesting to Michelle: “I can buy things without thinking twice because I know that I deserve it and I can”​​​​​​​​​​​​​​​​Connect with Manong GeorgeFacebook: https://www.facebook.com/manonggeorgeuk/ Instagram: https://www.instagram.com/manonggeorgeuk/ YouTube: https://www.youtube.com/@manonggeorge Connect with Michelle Soriano-MergalFacebook: https://www.facebook.com/michelle.soriano.96  Hosted on Acast. See acast.com/privacy for more information.