On the Ladder with Gen H - The 5% Deposit Mortgage Helping First-Time Buyers Buy Sooner | Gen H's Part and Part Explained

Can't get a mortgage approved - even though you're paying high rent?  In this episode of On The Ladder, Sarah Tucker breaks down a new mortgage product from Gen H that could be a game-changer for first-time buyers struggling with affordability. It's called a part and part mortgage, and it allows you to buy with just a 5% deposit — while keeping monthly payments lower by putting part of the mortgage on interest-only. 💡 In this episode, you'll learn: What a part and part mortgage actually is (in simple terms) How it can make homeownership more affordable in today's market What kind of income and deposit you'll need to qualify Real-life example: how one couple used this to buy their first home Why having a broker is key to using this product responsibly This isn't a fit for everyone but for the right buyer, it could be the stepping stone you've been waiting for. 🎓 On The Ladder is your step-by-step guide to buying your first home in the UK, with expert advice, real solutions, and no jargon. 🎧 Listen now and take your next step On The Ladder. Or watch the full episode on YouTube - https://youtu.be/zfJHOaGdb-k