One Dollar a Year and an AI in the Sky: Why Matt Left Chase, and Who's Really Watching Your Roof

Two segments this week, one theme: the systems that quietly collect from you and the two-minute checks that stop them.  First, Matt walks off 15 years at Chase after a balance-chasing incident cost him his business credit lines overnight, and lays out the real math on big-bank savings (Chase's parent cleared $58 billion in profit last year -- your cut on $10,000 was $1). He also opens the hood on the FDIC insurance fund itself, which holds about a penny and a half for every dollar it covers. Second, a US Senator just put real numbers on the surveillance grid built around American homeowners: 120,000 cameras across 49 states, 20 billion scans a month, Congress never authorized any of it. HOAs are leasing license plate cameras out of your dues, your doorbell company just quietly reconnected to law enforcement through a partner, and AI-powered aerial imagery is flying over your roof looking for taxable additions your county doesn't have on file. One in five recent buyers walks out of showings over recording devices, which means this is a home equity story, too. Links Matt mentions in the episode: Verify any bank is real and insured in two minutes with FDIC BankFind -> FDIC.gov The three high-yield savings banks Matt actually uses (all FDIC-insured, all paying hundreds of times what Chase pays) -> StackMyBanks.com