Options For Student Loan Repayment In 2021 - The Credit Pros

from The Credit Pros Podcast · host The Credit Pros

Student loan repayment options in 2021 include income-based repayment plans, deferment and forbearance, and refinancing or consolidation. Income-driven repayment plans adjust monthly payments according to your discretionary income. Deferment and forbearance can temporarily halt payments under certain conditions, while refinancing or consolidation can potentially provide lower payments or interest rates. However, refinancing federal loans with a private lender may mean losing federal loan benefits.

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This episode was published on July 25, 2025.

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