Our 2026 Points and Miles Plan - With a new focus!

Our 2026 travel plan blends status goals, certificate plays, and a careful move toward cash back so we can travel better now and fund freedom later. Along the way we test gold reselling, protect 5/24, and hold out for premium flights that fit a family of five.• shifting from constant new cards to maximizing existing spend• step-by-step approach to buying and reselling gold with guardrails• Hilton Aspire to Surpass downgrade path for four free nights• prioritizing Hyatt Globalist for suites and breakfast value• trip plans for Thailand, London and Scotland, Switzerland plus Italy• strategy for holding out for business class returns• moving to shorter trips to save PTO and add flexibility• staying under 5/24 and timing future applications• adding cash back via business cards and bank bonuses• using Schwab or Morgan Stanley Platinum to cash out MR at 1.1 cpp• FIRE mindset and key takeaways from Die With ZeroSend us your gold reselling tips and questions on Instagram at travel party five