Our best budgeting, finance & investing apps (2022)

What are the best personal finance apps and top investing tools for 2022 and 2023? We often mention different personal finance apps that we’ve found helpful when it comes to our personal finances on The Australian Finance Podcast, so in this episode we’re bringing them all together for you in one spot. From record-keeping, budgeting, banking, investing and making money, there’s an app out there for most things nowadays, today we’re sharing some of our favourites. ⚠️ Just so we’re clear, we do not get paid for including any of these companies in today’s episode, and are purely mentioning them as they’ve been helpful to us. But, we do have a long-term flat-fee partnership arrangement with Pearler, who help us bring this show to life. Of course, this is also a non-exhaustive list, so make sure you do your own research and find the best solution for your own unique needs! Kate's top 3 personal finance apps Sharesight - the ultimate in tax reporting for share and ETF portfolios Up Bank and Banking - CommBank - emojis, planning your finances and helping you understand your money habits Raiz - for automatic round-ups, getting started investing and rewards programs Owen Rask's top 3 personal finance apps Pearler - for automation & 'paying the bill' of investing. Get $10+ of credit using the Rask coupon code. Xero - awesome for small business  ING - scheduled direct debits, BPAY and transfers (e.g. 'one day after my payday, automatically transfer $2,000 for rent') Notion - life, finance and investment admin (Owen uses it for his investment research notes) Note: Pearler is a long-term sponsor of The Australian Finance Podcast but we're not paid to mention it. And Owen assures us it's seriously one of his favourite. Rask doesn't earn any type of referral/affiliate-style income from any partner/sponsor.  Honourable mentions AFR - leader for financial news (student rates are on offer!) CommSec - the app is good for news alerts TIKR - company research, annual reports and data on every stock/company Your local library apps -- save some money & suppor the library! Pearler, the broker for long-term investors. Sign-up to Pearler using the code “RASK” for $10 of Pearler Credit. We’re proudly supported by Global X ETFs. Learn more about the growing range of leading ETFs, on the Global X ETFs website. Boost your investment potential, with FundLater. With InvestSMART’s Fundlater, you can start a $10,000 investment portfolio, with only $4,000 upfront. Click here to find out how. Investing Made Simple. Thanks to InvestSMART’s ready-made ETF portfolios, you can start investing now in a portfolio managed by experts. Not only that, you can invest confidently knowing your investment fees are capped. Click here to get started. WARNING: The information on this website and in our podcasts is general financial advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. Learn more about your ad choices. Visit megaphone.fm/adchoices