Overcoming the embarrassment of talking about money

On this episode of Real Talks on the Rocks, I sit down with Miguel Delgado, a returning guest who is a financial planner. Miguel goes in depth on how millennials can save for retirement, how the stock market and housing market affect you in todays world and what you can do to become financially successful! You can reach out to Miguel on his Linkdin account at: https://linkedin.com/in/migueldelgadocfp Thank you to all of my supporters who are supporting me on Patreon and allowing me to grow this channel! Your financial support of this channel allows me to continue to provide you with better and better content. Click the link below to make a contribution to the future of the show: https://patreon.com/realtalksontherocks For all of the links to the other avenues to view/listen to my show, you can visit my website at: https://realtalksontherocks.com There you will find links to Apple Podcasts, Spotify as well as my Patreon page. You can also follow me on: Facebook: https://facebook.com/realtalksontherocks Instagram: https://instagram.com/realtalksontherocks Twitter: https://twitter.com/realtalksrocks #money #finances #retirement Chapter list: 00:00-Preview 00:35-Intro 01:45-How you can grow your wealth today! 03:25-What is a retirement account? 10:30-Change HOW you look at money 15:45-The REAL REASONS why people don’t save for the future 19:55-When is the RIGHT TIME to see a financial planner 23:20-HOW to find the BEST financial planner 37:50-These financial tips don’t work anymore! 45:10-The embarrassment that many of us have with money 50:48-Renting vs. Buying-The FINAL answer 56:50-Demographics might dictate your home equity in the future (see chart at zeihan.com)1:00:55-When buying a home is BAD! 1:07:30-Why does the stock market look so bad? 1:17:18-Q&A from the audience 1:17:45-Investing vs. Saving 1:20:55-BEST way to pass money between family members 1:27:08-The top 3 things financial planners wish everyone knew 1:31:45-Advice for todays 30-year old 1:38:25-How much should your emergency fund be? 1:41:07-Prioritizing saving/investing vs paying debt 1:46:28-Final Thoughts