EPISODE · Nov 11, 2025 · 13 MIN
Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement
from Wealthy After 40: Retirement Ready, Financial Freedom, Budgeting, Saving, Debt · host Dalene Higgins - Money Coach, Retirement Coach, CEO
[Ep 162] Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover how understanding what creates your debt changes everything. What You'll Learn:✅ Why you don't need all debt paid off before retirement and the better question to ask ✅ How to decide whether retirement and debt can coexist ✅ Why feeling overwhelmed by debt often stems from a preparedness problem✅ How the cycle of debt reveals what's really blocking your path to retirement ✅ Why getting help with retirement planning is non-negotiable at this ageMentioned Episodes:Episode 45 - How Understanding Financial Freedom Levels Can Accelerate Your Financial JourneyWhat topic or question would you love answered on the podcast?Not sure what you need to do to make retirement happen? Let’s identify your priorities and next steps in a Retirement Strategy Session. Book your session today.Looking to learn more about being retirement ready?Join the Facebook community Retirement Ready Hub to continue the conversation and learn how to accelerate your retirement progress.Wondering where your money actually goes each month? Get real answers on a money clarity call. Book yours today.Connect with meFacebook: https://www.facebook.com/dalene.higgins/
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[Ep 162] Feel overwhelmed by debt and unable to plan for retirement? In this episode, I explore retirement and debt, and why they don't have to be mutually exclusive. The truth about paying off debt before retirement is that you don't have to eliminate everything first. But you do need help with identifying what's really causing your debt cycle. Discover how understanding what creates your debt changes everything. What You'll Learn: ✅ Why you don't need all debt paid off before ...
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Overwhelmed by Debt? Uncover What's Really Keeping You from Retirement
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