PA Student Loans in 2026: SAVE Is Ending, RAP Is Next, Now What?

If you’re applying to PA school (or starting soon), this episode can save you years of stress and a lot of money.Kristin and Kaitlin, together with Savanna Perry of The PA Platform, break down the biggest student loan changes impacting future PAs, including what’s happening with SAVE, what the new RAP plan means, and why your program cost + debt-to-income ratio matters more than most people realize.Inside, you’ll hear:The 4 paths for student loan repayment (standard, accelerated, PSLF, taxable forgiveness)Why debt-to-income ratio should shape the school you chooseWhat it means that SAVE is going away and RAP becomes the main IDR optionHow PSLF eligibility actually works (and how to look up employers)The new borrowing caps and why PA “professional degree” status mattersPrivate student loan risks (co-signers, discharge rules, interest rates) and how to think about it smartlyLinks & Resources:Book a call with the Millionaires in Medicine Team to learn about personalized coaching, where we map your investing + student loan + income strategy into one cohesive plan.PSLF Employer Search Tool (Federal Student Aid)Marit salary data (PA/NP compensation research)Guest / Speaker InfoKaitlin Hile — clinical pharmacy specialist with specialty training in federal student loan strategy.Savanna Perry, PA-C — Dermatology PA and the founder of The PA PlatformDisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.