PODCAST · business
The Millionaires in Medicine Show
by Kristin Burton, MPAS, PA-C, CAQ-HM, CPAAPA
Millionaires in Medicine is the personal finance and investing podcast for physician assistants/associates (PAs), nurse practitioners (NPs), and pharmacists (PharmDs) who want to build wealth without burnout or finance-bro fluff. Hosted by Kristin Burton, a critical care & cardiology PA who became a self-made millionaire at 31, each episode covers student loan strategy, salary negotiation and career moves, investing for financial independence, and simple money systems that work for real clinician schedules so your income turns into options, time, and freedom.
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RAP Plan Explained: The New Income-Driven Repayment Plan Starting July 1, 2026
The RAP plan (Repayment Assistance Plan) goes live July 1, 2026 — and if you have federal student loans, you need to know what this changes.In this episode, Kristin sits down with Kaitlin Hile (PharmD, BCCP) to break down what RAP is, how it works, and how to know whether it’s actually the right income-driven repayment plan for your situation (especially if you’ve been on SAVE or were planning to use SAVE).Inside, you’ll hear:What RAP replaces and why payments may look different than SAVEThe simple way RAP payments are calculated (and why AGI strategy matters)Who may be better served by a different IDR option depending on when they borrowedThe big tradeoff to understand before you commit to an income-driven path long-termWhat to do now so you’re not scrambling when July 1 hitsWhat you’ll learnRAP plan basics + what changes July 1, 2026RAP payment calculation overview (AGI + household factors)RAP vs “new IBR” considerations for certain borrowersHow to think about IDR plans in the context of your broader strategy (PSLF vs taxable forgiveness vs repayment)✅ Book a call (MiM Team)If you’re not 100% sure which repayment path you’re on (or what the total cost will be), don’t guess.Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach✅ Buy Kristin’s bookThe PA Millionaire Path is officially out. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth.👉 Buy it here: https://www.millionairesinmedicine.com/pabookDisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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W2 vs 1099 for PAs: The Real Pros/Cons + What No One Plans For
A lot of surgical PAs are quietly asking the same question: Is there a way to earn more and build real flexibility… without leaving the OR?In this episode, Kristin sits down with Dan Payson, founder of All Star Surgical, to break down what it actually looks like for surgical PAs to go independent (1099), how the pay structures work, and what you need in place so the extra income doesn’t turn into chaos—especially on taxes and backend systems.Inside, you’ll hear:The difference between “freelancing” and building a real surgical PA businessHow independent surgical PA pay is often structured (and what makes rates vary)The biggest blind spot that blows up 1099 income (and how to avoid it)What it takes to be successful outside your “home hospital” comfort zoneWhy backend infrastructure matters as much as clinical skillWant to know if your current income plan is leaving money on the table?Book an application call with the Millionaires in Medicine Team and we’ll assess where you are, identify the biggest gap, and outline what coaching would change for your situation: https://www.millionairesinmedicine.com/coachIf you’re a PA thinking about going 1099, here’s the real question:Will the extra income actually turn into wealth… or just a bigger, messier version of your current life?That’s exactly why I wrote The PA Millionaire Path — because most PAs don’t need “more hustle.” We need a real system for what happens after you earn more: how you structure income, handle debt, and invest in a way that actually builds freedom.👉 Grab The PA Millionaire Path on Amazon here: https://www.amazon.com/dp/B0GW8SXJ5R(If you’ve ever felt like you’re earning a solid income but still barely keeping up, start there.)GuestDan Payson — founder of All Star Surgical, helping surgical PAs create more income flexibility through independent work and backend support.Links:All Star Surgical: https://allstarssurgical.com/Dan on LinkedIn: https://www.linkedin.com/company/all-stars-surgical-assist/DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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Graduated PA School… Now What? The 3–6 Month Money Gap No One Warns You About
If you’re graduating soon (or you just did) and you’re staring at your bank account wondering how you’re going to make the next few months work — this episode is for you.Kristin breaks down the “no man’s land” between graduation and your first paycheck: boards, licensure, credentialing delays, moving costs, DEA fees… and how people accidentally start their career buried in credit card debt before they even earn real PA income.Inside, you’ll hear:The real timeline of the gap (and why it’s often 3–6 months)How to budget the gap the right way (so you know the number you need)What expenses to plan for beyond rent (boards, license, DEA, admin fees)How to negotiate reimbursements into your contract (and what to get in writing)The biggest trap that ruins your first year financially (and better options to bridge the gap)Why “reward travel” needs to be budget travel right now (not bougie travel)If you know a new grad PA about to hit this window, share this episode with them.If you’re bridging the gap with credit cards (or want a cleaner monthly payment), Doc2Doc has personal loans built for healthcare providers. Check your rate in minutes (no impact to your credit score): Check out Doc2Doc here: https://partner.doc2doclending.com/nurses-apps/millionaires-in-medicine As a Millionaires in Medicine member, fund your Doc2Doc loan by July 31 and receive an exclusive $150 Amazon gift card as a special member benefit.Want a real plan for your income, debt, and investing, not random tips?Book an application call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coachThe PA Millionaire Path is officially out on Amazon. If you’ve ever felt like you’re earning a great income but still barely keeping up, this book is your roadmap for turning PA income into real wealth.👉 Buy it here: https://www.amazon.com/dp/B0GW8SXJ5RDisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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Chapter 35: Your PA Millionaire Era Begins.
You make good money as a PA… so why does wealth-building still feel like it’s “for someone else”?In this special episode, Kristin celebrates the launch of The PA Millionaire Path (now live on Amazon) and breaks down why PAs have been left out of personal finance education for so long—and what it actually looks like to build real wealth as a PA with an income plan, a debt plan, and an investing plan that all work together. You’ll also hear about Kristin’s children’s book Millie’s Magic Coins and the bigger mission behind teaching kids healthy money stories early.In this episode, you’ll hear:Why “personal finance for physicians” doesn’t translate cleanly for PAsWhat “PA-specific” wealth building actually needs to include (beyond 401(k) + Roth)The two-book launch (adult book + kids book) and the impact behind itGrab the books on Amazon:The PA Millionaire Path: https://a.co/d/0hYND2DKMillie’s Magic Coins: https://a.co/d/0d111PPB
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Why PAs Are Being Left Out of Wealth Building... And How to Change That
Are PAs actually “behind” when it comes to building wealth… or are we just missing the right conversation? In this episode, Kristin breaks down why Physician Assistants are consistently left out of personal finance education — and what changes when you stop comparing yourself to physician incomes and start building your wealth plan with intention. You’ll hear the math behind PA millionaire potential across specialties, the role cost of living and contract structure plays in real earning power, and the identity shift that has to happen before any strategy sticks.Inside this episodeWhy PAs get sidelined in wealth-building conversations (and how that becomes an identity problem)The “income isn’t enough” belief — and why it’s usually false mathWhat actually moves the needle: income strategy + debt strategy + investing strategy (together)Specialty + location + contract structure: what matters most for PA earning powerWhy “your circle” can quietly cap your financial growthThe wealth difference between “just a clinician” vs. ownership/value-creation thinkingMarit Health PA salary data: https://www.marithealth.com/o/-/physician-assistant/salary?utm_source=kristin AAPA Salary Report (cost of living + compensation insights): https://www.aapa.org/news-central/2025/04/aapa-2025-salary-report-rising-compensation-confirms-pa-professions-vital-role-in-healthcare-system/Want to be first in line for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book Book a call with the MiM Team: If you want help mapping your next best step (income, debt, and investing—together), book a quick call with our team to pinpoint what’s holding your plan back and what to prioritize next: https://www.millionairesinmedicine.com/coach DisclaimerThis podcast is for educational and informational purposes only and does not constitute financial, legal, tax, or investment advice.
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Highest Paying PA Specialties in 2026: What to Choose (and Avoid!)
What if the “highest-paying PA job” isn’t what you think?In this episode, Kristin breaks down the best and worst PA specialties in 2026 by earnings, then layers in the two things most people ignore: cost-of-living buying power and contract structure (salary vs productivity). If you’re a practicing PA trying to maximize income, a new grad choosing offers, or a PA student wondering if the debt is worth it, this will help you think about PA pay the way top earners do.Inside this episodeThe lowest-paid PA specialties (and why this matters for debt-to-income planning)The top-earning PA specialties in 2026 and what those roles tend to have in commonWhy a high salary in a high-cost city can still leave you “stuck” financiallyThe states where PA pay stretches further when you look at cost-of-living adjusted incomeThe contract detail that shows up again and again among PAs earning $200K+Why total compensation (not salary) is the real number you should compareThe overlooked income lever that separates “good pay” from top-tier earning potentialWant to get first access to Kristin’s upcoming book?Join the VIP list for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants. VIPs get launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book If you want a clean plan to increase your earning power and stop guessing which moves actually matter, book a call with the Millionaires in Medicine Team here: https://www.millionairesinmedicine.com/coach(You’ll talk to clinicians who know what this looks like in real life.)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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Overspending, Hoarding Cash, Avoiding Investing: The Real Reason Clinicians Struggle With Money
You make good money… so why doesn’t it feel like it?In this episode, Kristin unpacks the psychology behind money anxiety in high-earning medical professionals—why smart PAs, NPs, PharmDs, and physicians still avoid investing, overspend from burnout, or hoard cash “just in case.” You’ll start spotting the hidden money scripts you learned early, how they’re shaping your financial decisions today, and how to build awareness so your money plan finally matches your income.What if teaching your kids about money was as easy as reading a bedtime story?Millie’s Magic Coins helps busy medical parents build strong money habits early through a story kids actually love.Join the waitlist for early access and launch perks:https://www.millionairesinmedicine.com/milliesmagiccoins Inside this episode, you’ll hear:Why “money is just math” is incomplete (and what’s really driving your decisions)The childhood money messages that quietly become adult money habitsHow medicine’s delayed gratification + student loans can amplify scarcity + stressThe difference between “personal joy spending” vs “status signaling”Why loss aversion can keep high earners stuck in cashA simple exercise to identify your real-time money thoughts (and patterns)Kristin’s 4-question framework for challenging limiting money beliefsWhy financial literacy = self-awareness + behavior change (not just knowledge)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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Am I Behind on Retirement? A Clinician Q&A on Investing, Income, Burnout, and Next Steps
What do you do after you’ve started contributing to your 401(k)… but still feel unsure if you’re actually on track?In this Q&A episode, Kristin answers real questions from PAs, NPs, and pharmacists on investing, burnout, salary growth, and what “catching up” really requires.Inside, you’ll hear:What to do next when your 401(k) is started but your plan still feels incompleteHow to think about emergency savings when you’re scared to investA practical way to evaluate burnout without accidentally wrecking your future planThe difference between “small tweaks” and a real systems overhaulHow to build confidence when the market (and life) feels unpredictableWant to be first in line for The PA Millionaire Path — the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book Resources & linksVIP waitlist for The PA Millionaire Path: https://www.millionairesinmedicine.com/book Coaching / application call link: https://www.millionairesinmedicine.com/coach Disclaimer:The Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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From Burnout to Growth: How Clinicians Can Reinvent Their Careers in Industry
Want to be first in line for The PA Millionaire Path: the first personal finance book written specifically for Physician Assistants? Join the book VIP waitlist here for launch updates, bonuses, and purchase perks: https://www.millionairesinmedicine.com/book If you’ve ever thought, “I love being a PA… but I can’t do full-time clinical forever,” this episode is for you.Kristin sits down with Emily Neher, a PA with nearly a decade across GI, surgery, ortho/trauma coverage, and advisory leadership—who made the jump into pharmaceutical industry and hasn’t looked back.Inside, you’ll hear:The real reason Emily left clinical medicine (and what finally pushed her to act)The biggest mistake clinicians make when job searching outside the hospitalHow to figure out which pharma/device companies to target using the things you already knowWhy LinkedIn cold messages work (and how to make them less awkward)The behind-the-scenes difference between commercial vs medical affairs rolesWhat it actually took to get hired (including the number of applications) and how to stay sane during the processThe “side adventures” that make you stand out even without industry experienceIf you want a real plan instead of guesswork, book an application call with the Millionaires in Medicine Team. We’ll assess where you are, identify your biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach
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Overhaul Your Money Systems: Income + Debt + Investing (Clinician Framework)
Become a VIP on our book launch! Join our VIP Waitlist here: https://www.millionairesinmedicine.com/book Most clinicians try to “fix money” by making one small move at a time.It feels responsible. It also usually changes nothing.In this solo episode, Kristin walks through what it actually looks like to overhaul your money systems in a way that finally moves the needle—by connecting income, debt, and investing into one plan (instead of treating them like separate problems).Inside, you’ll hear:The one reason “small improvements” still leave people stuckThe hidden gap most clinicians don’t realize they have until it’s expensiveThe student loan decision that looks smart short-term but gets brutal laterWhy “investing” can still lead to future lifestyle cutsIf you’re not 100% sure your plan is working, don’t guess.Book an application call with the Millionaires in Medicine Team and we’ll assess where you are, identify the biggest gap, and show you what coaching would change for your situation: https://www.millionairesinmedicine.com/coach Want the perks? Join the VIP Waitlist.VIPs get the best bonuses and priority access when you purchase the book: https://www.millionairesinmedicine.com/book
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How to Raise Money-Smart Kids: 7 Proven Strategies
Want to build wealth for your kids but feel stuck between 529 plans, UTMA/UGMA, and a custodial Roth IRA?In this episode, Kristin sits down with Dee Komaromi, CPA (founder of Kids Money Academy) to break down the most common investing account options for kids—and how to choose based on what you actually want the money to do.Inside, you’ll hear:How Dee uses UTMA/UGMA as an “investing sandbox” (and why FAFSA + “kiddie tax” matters)A simple allowance system kids can follow: save / spend / give / invest (plus a 100% match strategy that makes kids want to invest)When a custodial Roth IRA is possible (and the key requirement: earned income)The “hire your kids” play—what must be true so it’s legitimate and clean if you ever need to prove itThe new “T account” basics (what Dee shared, what’s known, and what’s still evolving)Guest bioDee Komaromi is a CPA, mom of two, and the founder of Kids Money Academy, a platform dedicated to helping parents raise millionaire kids with generous hearts. She teaches parents how to invest for their children and build long-term wealth intentionally. She also helps families normalize money conversations at home through practical tools, investing education, and her signature Money Chit-Chat Conversation Cards.Kids Money Academy: www.kidsmoneyacademy.com Instagram: https://www.instagram.com/kidsmoneyacademy/ DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. It is not medical, legal, financial, or investment advice.If you’re trying to build a real plan (student loans, investing, and the “what do we do next?” decisions) and you want an expert set of eyes on your numbers, book a call with the Millionaires in Medicine Team. We’ll help you spot the gaps, pick the right next step, and map out a path you can actually follow.Apply here for the coaching program here: https://www.millionairesinmedicine.com/coach
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The Retirement Mistake Medical Professionals Make
Most clinicians are “investing” with no idea what number they’re actually trying to hit.In this solo episode, Kristin walks through the simplest way to calculate your financial independence number using inflation, a retirement income target, and the classic 4% rule—so you stop guessing and start building a plan that actually works.Inside, you’ll hear:What financial independence really means (it’s not a vibe, it’s math)Why ignoring inflation is the mistake that quietly wrecks retirement plansA simple example that lands at a $5.5M target number (and how it’s calculated)Why “replace expenses” can backfire for both high spenders and new gradsThe hidden costs people forget to plan for (healthcare + long-term care)Why investing fees matter more than most people realize when you run the mathNot knowing your number isn’t neutral. It’s how people end up years behind without realizing it.Links & Resources Download our Financial Freedom Guide and learn how to turn a six-figure salary into real net worth (without working more).Apply to our coaching program so our team can evaluate your current plan, estimate your gap, and outline what coaching would look like for your situation.DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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PA Side Hustle Paying $300+/hr with No Patients
If you’re a PA who’s curious about non-clinical income (or you’ve wondered if there’s a real path out of full-time clinical work) this episode is your starting point.Kristin sits down with Susan Ferrero, a PA with 20 years of experience who built a full-time career in medical-legal consulting through expert witness work and behind-the-scenes case review for attorneys. She also sits on the board for the American Association of PAs in Legal Medicine.Inside, you’ll hear:What expert witness work actually is (and what attorneys hire you to do)The difference between testifying as an expert vs behind-the-scenes medical record reviewRealistic hourly rate ranges for PAs and what affects pricingWhether you need to be practicing clinically to qualify (and why it varies)How attorneys find experts (directories vs LinkedIn vs cold outreach)How to market yourself without sounding “salesy” (and why your CV + LinkedIn matter)Other medical-legal lanes beyond malpractice (personal injury, criminal defense, fact witness)If you want a plan for building non-clinical income without guessing, coaching is your next best step. We’ll help you map a strategy that fits your goals, your timeline, and your current clinical reality. Book a call with the Millionaires in Medicine Team here: [COACHING LINK]Links & Resources📌 Book a call with the MiM Team: https://www.millionairesinmedicine.com/coachSusan’s website: medlawpa.com Susan on LinkedIn: https://www.linkedin.com/in/susan-ferrero-pa-c-66100b19/ Organizations / directories mentioned:Expert Institute directory: https://www.expertinstitute.com/resources/expert-witness-directory/ APALM: https://www.apalm.net/ Guest BioSusan Ferrero is a physician assistant with 20 years of experience across multiple specialties, including emergency medicine, orthopedics, and urgent care. She left clinical practice two years ago to found Ferrero Medical Consulting, a firm that specializes in interpreting healthcare records for legal professionals and clarifying the medical aspects of their cases. She currently works full-time as a medical-legal consultant and is passionate about mentoring other PAs interested in this type of work.DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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PSLF Still Safe? SAVE Ending, RAP Next, and the Tax Bomb Trap
If you’re on an income-driven repayment plan and you’re not 100% sure what path you’re on, you could be walking into a six-figure mistake.Kristin sits down with Kaitlin Hile (PharmD, BCCP) to answer the student loan questions clinicians keep asking—what’s happening with SAVE, how RAP works, how recertifying income changes your payment, and how people accidentally end up in taxable loan forgiveness with a massive tax bill.Inside, you’ll hear:What’s actually replacing SAVE and what to expect with RAPThe recertification detail most people miss (tax return vs pay stub)How pre-tax moves can lower your payment (when you recertify the right way)The PSLF eligibility check that prevents “false confidence”The difference between PSLF vs taxable forgiveness, and why the tax bill shocks peopleWhether PSLF still looks safe—and the real risk most borrowers ignoreIf you’re not 100% clear on your repayment path and your total cost, don’t guess.Book a call with the Millionaires in Medicine Team and we’ll map your student loan strategy, confirm your PSLF eligibility (if relevant), and make sure you’re not set up for an ugly surprise laterLinks & ResourcesBook a coaching callPSLF Employer Search Tool (Federal Student Aid)DisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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PA Student Loans in 2026: SAVE Is Ending, RAP Is Next, Now What?
If you’re applying to PA school (or starting soon), this episode can save you years of stress and a lot of money.Kristin and Kaitlin, together with Savanna Perry of The PA Platform, break down the biggest student loan changes impacting future PAs, including what’s happening with SAVE, what the new RAP plan means, and why your program cost + debt-to-income ratio matters more than most people realize.Inside, you’ll hear:The 4 paths for student loan repayment (standard, accelerated, PSLF, taxable forgiveness)Why debt-to-income ratio should shape the school you chooseWhat it means that SAVE is going away and RAP becomes the main IDR optionHow PSLF eligibility actually works (and how to look up employers)The new borrowing caps and why PA “professional degree” status mattersPrivate student loan risks (co-signers, discharge rules, interest rates) and how to think about it smartlyLinks & Resources:Book a call with the Millionaires in Medicine Team to learn about personalized coaching, where we map your investing + student loan + income strategy into one cohesive plan.PSLF Employer Search Tool (Federal Student Aid)Marit salary data (PA/NP compensation research)Guest / Speaker InfoKaitlin Hile — clinical pharmacy specialist with specialty training in federal student loan strategy.Savanna Perry, PA-C — Dermatology PA and the founder of The PA PlatformDisclaimerThe Millionaires in Medicine Show is for educational and informational purposes only. The content shared is not intended as medical, legal, financial, or investment advice and should not be relied upon as such.
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Delayed Investing Can Cost You $1M: Start Now (PAs/NPs/PharmDs)
If you’re a PA, NP, PharmD, or physician and you’re not investing yet (or your “investing” is just a small 401(k) percentage), this episode is the wake-up call.Kristin breaks down the real math behind delayed investing and why medical professionals are uniquely at risk of waiting. Not because you’re doing anything “wrong,” but because time is the part of investing you can’t get back.Inside, you’ll hear:The opportunity cost most clinicians never calculate (and why it’s so expensive)A simple example showing how a 10-year delay can cost you about $1,000,000Why “I’ll start after the loans / the house / the wedding / the baby” creates a future problemThe mindset trap medicine creates after years of delayed earningWhat to focus on if you want work to be optional earlier than your 60sWant help building your money systems (and factoring in debt)?Want a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Grab Kristin’s free guide here: https://www.millionairesinmedicine.com/investfinancialfreedom
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Don’t Settle in a “Saturated Market”: Job Search + Negotiation for PAs/NPs
A “saturated market” doesn’t mean you have to settle. And randomly applying on job boards usually isn’t the fastest path to a great offer.In Episode 4, Kristin sits down with Brent Bargen from MyDermRecruiter to talk job search strategy, contract negotiation, and how clinicians can find better-fit roles (with better terms) in 2026.Inside, you’ll hearWhat the 2026 hiring market looks like and why demand is still strong for cliniciansHow recruiters see jobs before they hit public job boardsThe “non-negotiables” list to make before you apply anywhereThe compensation models that confuse clinicians most (and what to ask so you don’t get burned)Non-compete red flags, including the language that quietly expands the radiusWhen it’s worth paying for contract review and what pricing typically looks likeA smarter way to use LinkedIn so your network works for youWant a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Guest BioBrent Bargen has been a driving force behind myDermRecruiter’s growth and success since 2021. With a Bachelor of Science in Business Administration, focused on Finance, from the University of Missouri-Columbia, and over a decade of experience in business and management, Brent brings a unique blend of strategic insight and financial expertise. At myDermRecruiter, he focuses on improving processes, increasing efficiency, and ensuring both clients and dermatology professionals achieve their goals. Brent is passionate about helping Dermatology PAs and NPs navigate compensation and career negotiations with confidence, empowering them to make informed decisions that advance their careers.Connect with Brent:https://mydermrecruiter.comhttps://www.linkedin.com/company/mydermrecruiter-mymdrecruiter/?viewAsMember=truehttps://www.facebook.com/myDermRecruiter1/https://www.instagram.com/mydermrecruiter/https://www.tiktok.com/@mydermrecruiterhttps://x.com/myDermJobs
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The Job Offer Looked Perfect… Until It Wasn’t: Contract Mistakes Clinicians Make
A job can look perfect on paper… then quietly wreck your schedule, your confidence, and your income.In Episode 3, Kristin shares the contract traps that burn medical professionals—especially PAs, NPs, PharmDs, and physicians, when they sign too fast (or ask the wrong questions).Inside, you’ll hear:The one conversation most clinicians skip before accepting an offerThe hidden “scope + pay” mismatch that leads to boredom, burnout, or bothThe contract clauses that can box you in later (even outside of clinical work)What notice periods and non-competes really mean for your lifeHow to use a job post as a red-flag detector before you commitIf you’re about to sign your first contract (or you’re switching roles) listen to this before you say yes.Want a personalized plan that supports your career and your money goals?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Find out if you're underpaid: https://youtu.be/RRh-XLaH4uMPrefer something you can skim before signing?I turned this episode into a free PDF called The Contract Trap that walks you through growth paths, mentorship, comp ramps, and non-compete fine print—all in one place.
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Residential Assisted Living: How Medical Professionals Create Cash Flow
Want a cash-flowing real estate strategy that actually makes sense for healthcare people?In Episode 2, Kristin sits down with Dr. Alex Schloe to unpack Residential Assisted Living (RAL)—an investing model that blends senior care impact with real estate cash flow.Inside, you’ll hear:What RAL actually is (and why it’s not the “big facility” most people imagine)The 4 ways to invest... starting from most passive to more hands-onThe part of the deal that matters more than the property (and how people mess it up)What it can cost to start, plus creative paths like seller financing and SBA financing (when applicable)The biggest pitfalls: licensing, zoning, reserves, and operator riskIf you’re a PA, NP, PharmD, or physician looking for a cash-flowing investment strategy beyond traditional rentals—this episode gives you a clear framework for getting started.Ready to build a real money plan?Book a call with the Millionaires in Medicine Team to learn about our personalized coaching program.Guest: Dr. Alexander David Schloe — Christian, husband, father, multifaceted real estate investor/entrepreneur, Air Force veteran, and family medicine physician. Host of Physicians and Properties Podcast and co-host of The RAL Room Assisted Living Podcast.Instagram: https://www.instagram.com/aschloe3/LinkedIn: https://www.linkedin.com/in/alexander-schloe-md/Facebook: https://www.facebook.com/alex.schloe
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3 Investing Lies Keeping You Stuck
Most medical professionals feel like they’re “doing everything right” with money—so why does it still feel like you’re behind?In Episode 1, Kristin breaks down the three investing lies that keep medical professionals stuck—and how they quietly derail long-term wealth (even when you’re doing “all the right things”).Inside, you’ll hear:The most common “I’m too busy” investing trap (and what it costs long-term)The retirement math most clinicians never run until it’s too lateThe student loan move that feels smart… but can be insanely expensive over timeWhy a real money plan needs income strategy + student loan strategy + investing strategy working togetherIf you want a real money plan, you need three pieces working together: an investing system, a student loan strategy, and an income strategy built around a life-centered goal (what you want your Tuesdays to look like in 5 years).Ready for help implementing?Book a call with the Millionaires in Medicine Team to learn about personalized coaching, where we map your investing + student loan + income strategy into one cohesive plan.“Want a quick-reference version of this episode? Grab the free ‘3 Investing Lies That Are Costing You Millions’ guideA huge thank-you to WCG CPAs & Advisors for supporting this episode.They’re one of the few CPA firms that truly specialize in medical professionals — from 1099 clinicians needing entity strategy, to people navigating PSLF, backdoor Roths, and tax-efficient real estate moves.
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Millionaires in Medicine: A Podcast on Student Loans, Investing, Taxes, and Wealth Building for Healthcare Professionals
Welcome to The Millionaires in Medicine Show—the podcast for PAs, NPs, PharmDs and other medical professionals who want to build wealth with intention, strategy, and confidence.In this trailer episode, you’ll hear what the Millionaires in Medicine Show is all about and why financial education is essential for today’s healthcare professionals. If you’ve ever felt overwhelmed by student loan debt, unsure how to invest, or frustrated that no one taught you about tax strategy or wealth building in medical training, this podcast was created for you.Each week, we break down the financial topics that matter most to high-earning medical professionals, including:Strategic student loan management for high income earnersIncome growth and professional development beyond your clinical salaryInvesting fundamentals, including stocks, bonds, and real estateTax planning strategies for high earners in medicineBuilding multiple income streams while staying aligned with your medical careerCreating long-term financial independence and generational wealthYou’ll hear honest conversations with medical professionals, investors, and financial industry experts who are navigating medicine and money at a high level—without hype, shame, or get-rich-quick schemes.The Millionaires in Medicine Show is designed for healthcare professionals who want:More control over their financesSmarter money decisionsLess stress around debt and taxesAnd a clear path to wealth that supports their life and valuesIf you’re ready to stop guessing with your money and start making strategic financial moves, you’re in the right place.🎧 Subscribe to The Millionaires in Medicine Show and start building wealth with the same intention you bring to your medical career.
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ABOUT THIS SHOW
Millionaires in Medicine is the personal finance and investing podcast for physician assistants/associates (PAs), nurse practitioners (NPs), and pharmacists (PharmDs) who want to build wealth without burnout or finance-bro fluff. Hosted by Kristin Burton, a critical care & cardiology PA who became a self-made millionaire at 31, each episode covers student loan strategy, salary negotiation and career moves, investing for financial independence, and simple money systems that work for real clinician schedules so your income turns into options, time, and freedom.
HOSTED BY
Kristin Burton, MPAS, PA-C, CAQ-HM, CPAAPA
CATEGORIES
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